“…Thirdly, while recent studies (Higgins & Tweedale, 2010;Tweedale & Jeremy, 2006) have focused on the role of the state in enacting and enforcing legislation which, effectively or otherwise, compelled industries to pay compensation, this article examines what organisations were willing to do voluntarily. Railway companies fought hard to preserve this tradition of volunteerism with respect to the health and safety of their workers (Esbester, 2005), though the socialisation of risk associated with the creation of state insurance schemes for workers steadily undermined this approach from the early 20 th century onwards (Crook & Esbester, 2016).…”