“…In particular, the external factors are factors that may not have a direct relation to influence the formation of trust such as customer characteristics, the nature of the product and service, the development of the market, culture and countries, the customers perception of risk, and any other experience that the customer has had dealing with sales and marketers; whereas internal factors are factors that closely related to a given online service such as customers prior experience with web vendors, the web vendor's trustworthiness and reputation, the quality of the web site, the acceptance of the information system, third party trust, and the company's online privacy policy. Comparing between these two categories of trust determinants, it is apparent that most of the past studies have been focusing on examining the effect of internal factors than the external factors (Yaobin, Tao, and Wang, 2007;Zakaria and Ahmad, 2014;Wang and Shan, 2013;Broutsou, 2012).…”