“…Risk is defined as something volatile, indeterminate, related to the phenomenon that disrupts its purposeful behaviour (Koišova et al, 2021). Significant business risks (Dvorsky et al, 2023) that negatively affect SME entrepreneurship include: sources of economic risk (Necadov, 2019); market risk (Virglerova et al, 2020); sources of financial risk (Civelek et al, 2019) or risk of default (Durana et al, 2021; sources of political risk (Kozubikova et al, 2019); sources of safety risk, misuse of information, low security (occupational safety and health, property crime) (Hudáková & Masár, 2018); sources of operational risk (Panić et al, 2019) as well as sources of personnel risk (Gede Riana et al, 2020). It also defined other business risks, such as competition and a narrower business environment (e.g.…”