“…Social Security programs that provide cash assistance to citizens with psychiatric and other disabilities contain financial incentives to encourage employment (SSA, 2001). However, these programs have not been particularly effective in promoting employment for people with disabilities and actually create barriers to employment by keeping people unemployed or in low-wage, low-status jobs (Lewin-VHI, 1995;Mashaw & Reno, 1996;National Council on Disability, 1997;Noble, 1998;O'Day, 1999;Polak & Warner, 1996;Rutman, 1994;U.S. General Accounting Office, 1987, 1996a, 1996b, 1996c.…”