“…For the low-sedating antihistamines (LSAs), also known as second generation antihistamines, one study suggested that a substantial decrease in utilization and cost occurred even for plan sponsors who did not cover loratadine OTC when it became available. 12 The health plans that did not cover loratadine OTC experienced cost savings, in part, by shifting costs to the beneficiaries to pay for the OTC drug out of pocket. Meissner et al found that the use of LSAs, and the therapeutic alternative nasal steroids, was resilient to a $10 (47%) increase in member cost-share.…”