Penentuan Lokasi Atm Bank Syariah Indonesia Menggunakan Metode Fuzzy C Means Di Kabupaten Jember

Abstract

Bank Syariah Indonesia was inaugurated on February 1, 2021, which is a combination of BNI Syariah, Mandiri Syariah, and BRI Syariah. One of the ease of transaction facilities for customers is using an ATM (Automated Teller Machine). BSI currently has 18,291 ATMs spread throughout Indonesia and 10 of them are located in Jember Regency. The purpose of the ATM is to increase customer convenience and public trust in BSI. Ease of access to ATMs will affect the number of customers because ATM locations that are easily accessible can increase the number of profits obtained by BSI. The main factors in determining the location of ATMs that need to be considered are easy to reach, close distances, and safe locations. The Fuzzy C Means (FCM) method is used to classify the right area in determining the location of ATMs. The results of this study, the Jember district can be grouped into 6 clusters, wherein each cluster there is one ATM with the first cluster and the sixth cluster with as many as 9 districts, the second cluster with as many as 6 districts, the third cluster as many as 5 districts, the fourth cluster as many as 7 districts, and the fifth cluster as many as 4 districts. The conclusion of this study, is the exact location of BSI ATMs in Jember Regency based on the number of clusters that have been determined to be in Patemon Village, Antirogo Village, Jubung Village, Jember Lor Village, and Sumbersari Village. Clustering validation uses the Silhoutte Index (SI) with an average silhouette coefficient of 0.83028.

Peran Sistem Informasi Manajemen Bank Syariah Indonesia Dalam Membantu Peningkatan Perekonomian Dan Bisnis Di Era Digital

“…Selain kinerja yang tumbuh positif, dukungan iklim bahwa pemerintah Indonesia memiliki misi lahirnya ekosistem industri halal dan memiliki bank syariah nasional yang besar serta kuat, fakta bahwa Indonesia sebagai negara dengan penduduk muslim terbesar di dunia ikut membuka peluang. (Santoso & Amalia Nur Azizah, 2022) Kehadiran BSI menjadi sangat penting dikarenakan mampu memainkan peran penting sebagai fasilitator pada seluruh aktivitas ekonomi dalam ekosistem industri halal, tetapi juga sebuah ikhtiar mewujudkan harapan Negeri. BSI dibentuk dengan tujuan untuk memperkuat dan mengembangkan ekosistem ekonomi syariah dan industri halal nasional bersama-sama dengan institusi syariah lain, baik korporasi, perbankan, ritel, UMKM, koperasi bahkan organisasi kemasyarakatan (Christabel, 2021).…”