Pengaruh Biaya Operasional Pendapatan Operasional (Bopo), Non Performing Loan (Npl) Dan Loan to Deposit Ratio (Ldr) Terhadap Tingkat Profitabilitas   Pada BPR Konvensional NTB Lombok Timur Tahun 2013-2017

Amin, Muhammad

doi:10.29303/jmm.v7i2.390

Cited by 2 publications

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“…Dengan meningkatkan pendapatan operasional dan memperkecil biaya operasional, atau dengan biaya operasional yang sama dapat meningkatkan pendapatan operasional, sehingga akan meningkatkan Return on Asset (ROA). Hasil penelitian ini sejalan dengan penelitian sebelumnya [18][17][14] [8].…”

Section: Pengaruh Non Performing Loan (Npl) Terhadap Return On Asset ...unclassified

Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan To Deposit Ratio (LDR) Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return On Asset (ROA) Pada Bank Perkreditan Rakyat (BPR) di Kota Batam

Saputra,

Angriani

2023

JAM

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This study aims to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Operational Costs Operating Income (BOPO) on Return on Asset (ROA) of rural banks in Batam City. Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR), Operational Costs Operating Income (BOPO) and Return on Asset (ROA) are measured from the financial statements provided on Otoritas Jasa Keuangan (OJK) website. The population used in this study was rural banks in Batam City period 2017-2021. This study used 26 companies with purposive sampling as research sample. The analysis technique used is multiple linear regression analysis. The result of this study indicate that partially Non-Performing Loans (NPL), Net Interest Margin (NIM) and Operational Costs Operating Income (BOPO) have a significant effect on Return on Assets (ROA), while the Capital Adequacy Ratio (CAR) and Loan to Deposits Ratio (LDR) have no significant effect on Return on Assets (ROA). Simultaneously, Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan to Deposits Ratio (LDR), and Operational Costs Operating Income (BOPO) have a significant effect on Return on Assets (ROA).

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Section: Pengaruh Non Performing Loan (Npl) Terhadap Return On Asset ...unclassified

Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan To Deposit Ratio (LDR) Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return On Asset (ROA) Pada Bank Perkreditan Rakyat (BPR) di Kota Batam

Saputra,

Angriani

2023

JAM

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“…Seperti halnya penelitian terdahulu oleh Afriyeni dan Jhon Fernos (2018) yang menghasilkan penelitian rasio CAR, LDR, BOPO, NPL juga memiliki pengaruh signifikan terhadap ROA. Namun, menurut Amin (2018), penelitiannya menghasilkan NPL secara parsial tidak berpengaruh signifikan terhadap ROA. Hal itu sependapat dengan penelitian Dhara dan Maryono (2020) bahwa rasio LDR dan rasio NPL tidak memiliki pengaruh signifikan terhadap ROA, namun untuk BOPO, NIM, dan CAR berpengaruh signifikan terhadap ROA.…”

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Impact Covid-19 Terhadap Rentabilitas Bank Perkreditan Rakyat Konvensional Di Kabupaten Sukoharjo

Wardhani

Ismunawan

2021

JBA

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The purpose of this study was to determine the effect of the Covid-19 pandemic as measured using the ratio of NPL (Non Performing Loan), BOPO, LDR (Loan Deposit Ratio), and NIM (Net Interest Margin) as independent variables on rentability measured using the ROA (Return) ratio. on Assets) as the dependent variable on conventional rural banks in Sukoharjo district. The study population was 16 BPR registered with the Financial Services Authority. From this population, 12 samples were taken that met the criteria of the purposive sampling technique. The object of research is the BPR quarterly financial reports for 2019-2020, which consist of 4 quarters in 2019 and 3 quarters in 2020. Data collection techniques use indirect observation, which is to collect financial report data through the official website www.ojk.go.id. Quantitative methods with secondary data are the methods used in research. Data analysis used multiple linear regression with SPSS 19 application. This study resulted that the NPL, LDR, and NIM variables partially did not have a significant effect on ROA, while BOPO partially had a significant effect on ROA. However, if simultaneously the four independent variables have a significant effect on ROA.

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Pengaruh Biaya Operasional Pendapatan Operasional (Bopo), Non Performing Loan (Npl) Dan Loan to Deposit Ratio (Ldr) Terhadap Tingkat Profitabilitas Pada BPR Konvensional NTB Lombok Timur Tahun 2013-2017

Cited by 2 publications

References 0 publications

Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan To Deposit Ratio (LDR) Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return On Asset (ROA) Pada Bank Perkreditan Rakyat (BPR) di Kota Batam

Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan To Deposit Ratio (LDR) Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Return On Asset (ROA) Pada Bank Perkreditan Rakyat (BPR) di Kota Batam

Impact Covid-19 Terhadap Rentabilitas Bank Perkreditan Rakyat Konvensional Di Kabupaten Sukoharjo

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