Pengaruh Digital Banking Terhadap Nilai Perusahaan Perbankan

Abstract

The purpose of this study is to look at and analyze the effect of digital banking on the profits of banking companies by studying at PT. Bank Negara Indonesia (Persero) Tbk during 2013 - 2019. The method used is descriptive quantitative in which the data is processed using multiple linear regression. The data collection method is a non-participant observation by taking data from financial statements. The results of the study found that an increase in the number of financial transactions using Digital Banking, namely SMS Banking, Mobile Banking, and Internet Banking, partially did not affect the increase in profits, this is possible because of the inconvenience and doubt of customers in the use of Digital Banking, while simultaneously the results of this study The results show that the effect is not significant, meaning that overall Digital Banking is influential, although not significantly to PT. Bank Negara Indonesia (Persero) Tbk.

The Effect of Sustainability Reporting Disclosure, Environment, Social and Governance Rating, and Digital Banking Transactions on Firm Value with Financial Performance as an Intervening Variable (Case Study on Commercial Bank in Indonesia)

“…With the growth of digital banking transactions, company profits will increase, causing a positive reaction among investors and affecting company value. (Moridu et al, 2020). The influence of digital banking on company value is in line with the research by Moeljadi et al (2021), which states that the banking industry is a critical component of the Indonesian economy in the current industry 4.0, with an influence on company value.…”

“…The internet, marked the beginning of the growth of financial transaction features in banking, and the freedom of access is one of the things that is attractive to customers. (Moridu et al, 2020). Digital Banking is an electronic banking service that was developed in order to maximize the use of customer data in order to serve and provide information to customers more easily, quickly and according to their needs (customer experience), and it can be carried out independently by customers while taking security aspects into account.…”

“…Digital Banking is an electronic banking service that was developed in order to maximize the use of customer data in order to serve and provide information to customers more easily, quickly and according to their needs (customer experience), and it can be carried out independently by customers while taking security aspects into account. (Moridu et al, 2020). With the growth of digital banking transactions, company profits will increase, causing a positive reaction among investors and affecting company value.…”

Pengaruh Transaksi Electronic Banking dan Fee Based Income terhadap Profitabilitas Perbankan

“…Dampak dari penerapan social distancing sangat berpengaruh terhadap laju pertumbuhan transaksi di masa pandemi yang diketahui sangat berbeda dibandingkan masa sebelum pandemi. Transaksi keuangan yang bermacam-macam yang menyertakan pihak perbankan yang menjadi tidak terpisahkan dari transaksi finansial [2], baik masyarakat gunakan untuk menyimpan uang, membayar tagihan, berinvestasi, dan lain-lain. Keunggulan dari produk perbankan berbasis digital atau disebut juga electronic banking saat ini adalah kemudahan dalam penggunaannya.…”

Information Digitalization, Corporate Social Responsibility and Its Effect on Firm Value

“…Meningkatkan kesejahteraan pemegang saham dapat diwujudkan melalui peningkatan nilai perusahaan. Nilai perusahaan adalah cara pandang investor dalam menelisik kemampuan pengelolaan sumber daya perusahaan guna mencapai kesuksesan yang lazimnya dilihat melalui harga sahamnya (Moridu, 2020). Mutu atau nilai perusahaan yang tinggi biasanya ditandai dengan harga saham mengalami kenaikan.…”