Pengaruh Financial Literacy, Materialism, Compulsive Buying Terhadap Propensity to Indebtedness

Abstract

Penelitian ini bertujuan untuk meneliti pengaruh financial literacy, materialism, compulsive buying terhadap perilaku propensity to indebtedness. Populasi dalam penelitian ini adalah masyarakat yang berdomisili dan bertempat tinggal di Surabaya. Sampel yang digunakan berjumlah 185 masyarakat yang berdomisili dan bertempat tinggal di Surabaya. Data dikumpulkan dengan menggunakan kuesioner. Metode analisis data dilakukan dengan menggunakan partial least square. Hasil analisis ini menunjukkan financial literacy, materialism, dan compulsive buying memiliki pengaruh signifikan terhadap propensity to indebtedness.

Effect of Financial Literacy, Risk Attitude and Saving Motives to Disposition Bias on Mutual Funds Investors

“…Low financial literacy is a serious problem because it can have a negative impact on financial behavior (Widjaja & Pertiwi, 2021). Low financial literacy can also lead to financial fraud practices and unfair competition in the financial market, which can become a barrier to an effective financial intermediation (Hidajat, 2015;Wahono & Pertiwi, 2020). According to Jonsson, Söderberg, and Wilhelmsson (2018), financial literacy is divided into three types: technical financial knowledge, mutual fund knowledge, and market knowledge.…”

Influence of Financial Literacy, Managerial Experience on Financial Management Performance of Smes in Surabaya

“…In addition to financial literacy, managerial experience also affects financial management performance and effort (Wahono & Pertiwi, 2020). Research conducted by Weterings & Koster (2017) shows that organizational experience influences financial management performance.…”

The Influence of Demography, Social Media, Risk Attitude, and Overconfidence on the Financial Literacy of Users Social Media in Surabaya

“…However, on the other hand, the development of information technology has a role as an informal institution in providing education related to finding solutions for financial problems. This informal institution relatively shows that in the current era, financial literacy is not only influenced by formal education but also by informal education (Karaa & Sarer, 2015;Wahono & Pertiwi, 2020). Informal education is education obtained through information technology such as social media.…”