Pengaruh Literasi Keuangan, Sikap Keuangan dan  Self-Efficacy terhadap Pengelolaan Keuangan Ibu Rumah Tangga

Pradinaningsih, Novia Ayu; Wafiroh, Novi Lailiyul

doi:10.24843/eja.2022.v32.i06.p10

Cited by 12 publications

(9 citation statements)

References 16 publications

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“…Therefore, H0 is seen to be valid, indicating that "self-efficiency cannot moderate the influence of financial literacy on entrepreneurial behavior". This is in line with research conducted by [49], which states that selfefficacy cannot moderate financial literacy on housewives' financial management. It can be concluded that if students have high financial literacy but they have low selfefficacy then this will result in these students not having good entrepreneurial behavior.…”

Section: The Influence Of Financial Literacy On Entrepreneurial Behav...supporting

confidence: 91%

Entrepreneurial behavior is reviewed from financial literacy and use of social media with self efficacy as a moderating variable

Aprilia,

Surjanti,

Susanti

2024

TSSJ

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The aim of this research is to see how financial literacy and use of social media impact entrepreneurial behavior, with self-efficiency as a moderating variable. In this study, the population consisted of students from the economics and business faculties at Surabaya State University. The purposive sample selection method was used to select the sample, which resulted in 44 students as the sample. The research tool used in this study was a questionnaire distributed to students involved in faculty-funded ventures. This business lasts for one year and can be done online or offline. This research uses the structural equation model (SEM) hypothesis, which is supported by the partial least squares (PLS) analysis method. The results of this research show that financial literacy influences entrepreneurial behavior, social media use influences entrepreneurial behavior, and the self-efficiency moderating variable cannot strengthen the influence of financial literacy on entrepreneurial behavior, while the self-efficiency moderating variable can strengthen the influence of social media use on entrepreneurial behavior. Keywords: Financial Literacy, Use of social media, entrepreneurial behavior, self-efficacy

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Section: The Influence Of Financial Literacy On Entrepreneurial Behav...supporting

confidence: 91%

Entrepreneurial behavior is reviewed from financial literacy and use of social media with self efficacy as a moderating variable

Aprilia,

Surjanti,

Susanti

2024

TSSJ

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“…Hasil penelitian ini tidak berbeda dengan hasil penelitan terdahulu dari (Pradinaningsih, 2022) dan (Amalia, Naili., 2022) yang menyimpulkan bahwa kepribadian berpengaruh terhadap literasi keuangan.…”

Section: Pengaruh Kepribadian Terhadap Literasi Keuanganunclassified

Mediasi Pengaruh Sikap Keuangan Dan Kepribadian Terhadap Perilaku Pengelolaan Keuangan Melalui Literasi Keuangan

Nanda,

Christiana

2024

j. ekonomi manaj.

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This research aims to analyze and determine the influence of financial attitudes and personalities on financial management behavior, with financial literacy as an intervening variable. This research is quantitative descriptive research, and the data types are primary and secondary data. The population in this study were active students in Medan City. The sample in this study using the Lemeshow formula consisted of 96 students. The data analysis technique uses factor analysis, namely confirmatory factor analysis (CFA) using the structural equation model (SEM) with the SmartPLS 3 application. The results of the research conclude that financial attitudes have no effect on financial literacy or financial management behavior. Personality has a significant effect on financial literacy and financial management behavior. Financial literacy is able to mediate the influence of financial attitudes and personalities on financial management behavior.Keywords: financial attitudes; personality; financial management behavior; financial literacy.ABSTRAKPenelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh sikap keuangan dan kepribadian terhadap perilaku pengelolaan keuangan dengan literasi keuangan sebagai variable intervening. Penelitian ini merupakan penelitian deskriptif kuantitatif, sedangkan jenis data berupa data primer dan skunder. Populasi dalam penelitian ini adalah mahasiswa aktif di Kota Medan. Sampel dalam penelitian ini menggunakan rumus Lemeshow berjumlah 96 orang mahasiswa. Teknik analisis data menggunakan analisis faktor yaitu Confirmatory Factor Analysis (CFA) dengan menggunakan model persamaan Structural Equation Model (SEM) dengan aplikasi SmartPLS 3. Hasil penelitian menyimpulkan bahwa sikap keuangan tidak berpengaruh terhadap literasi keuangan dan perilaku pengelolaan keuangan. Kepribadian berpengaruh signifikan terhadap literasi keuangan dan perilaku pengelolaan keuangan. Literasi keuangan mampu memediasi pengaruh sikap keuangan dan kepribadian terhadap perilaku pengelolaan keuangan.Kata Kunci: sikap keuangan; kepribadian; perilaku pengelolaan keuangan; literasi keuangan.

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“…Literasi keuangan (X1) terhadap pengelolaan keuangan (Y) Pengelolaan keuangan rumah tangga oleh seorang ibu di pengaruhi oleh literasi keuangan. Literasi keuangan merupakan salah satu variabel yang dapat mempengaruhi pengelolaan keuangan (Pradinaningsih & Wafiroh, 2022). Sebagai variabel dependen perilaku seorang ibu di dalam rumah tangga di pengaruhi secara positif dan signifikan oleh literasi keuangan (Puspita, 2022).…”

Section: Hipotesisunclassified

Pengaruh Literasi Keuangan, Perencanaan Keuangan Dan Gaya Hidup Terhadap Pengelolaan Keuangan Pada Ibu Rumah Tangga Di Desa Bangak

Anis Setianingsih,

Heny Kurnianingsih

2024

JRME

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This research aims to determine the influence of financial literacy, financial planning and lifestyle on planning the needs of housewives in Bangak Village. The population used in this research was housewives who lived in Bangak Village. Sampling method by Probability Sampling using Simple Random Sampling technique. Determining the number of respondents at 95 using the Slovin formula. The results of the hypothesis t test in this research show that in particular the financial literacy variable (Xi) has a positive and significant influence on financial management (Y). The financial planning variable (X2) has a negative and insignificant effect on financial management (Y). The lifestyle variable (X3) has a positive and significant effect on financial management (Y). Based on the table from the F test, financial literacy, financial planning and lifestyle simultaneously have a positive and significant effect on financial management among housewives in Bangak Village.

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Pengaruh Literasi Keuangan, Sikap Keuangan dan Self-Efficacy terhadap Pengelolaan Keuangan Ibu Rumah Tangga

Cited by 12 publications

References 16 publications

Entrepreneurial behavior is reviewed from financial literacy and use of social media with self efficacy as a moderating variable

Entrepreneurial behavior is reviewed from financial literacy and use of social media with self efficacy as a moderating variable

Mediasi Pengaruh Sikap Keuangan Dan Kepribadian Terhadap Perilaku Pengelolaan Keuangan Melalui Literasi Keuangan

Pengaruh Literasi Keuangan, Perencanaan Keuangan Dan Gaya Hidup Terhadap Pengelolaan Keuangan Pada Ibu Rumah Tangga Di Desa Bangak

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