Pengaruh perceived usefulness dan perceived ease of use terhadap behavioral intention dengan pendekatan Technology Acceptance Model (TAM) pada pengguna Instant Messaging LINE di Indonesia

Aditya, Ricky; Wardhana, Aditya

doi:10.20885/jsb.vol20.iss1.art3

Cited by 41 publications

(54 citation statements)

References 11 publications

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“…Other variables should be considered such as perceived usefulness, perceived ease of use or perceived enjoyment when trying new apps. Previous research confirms that perceived ease of use is the main reason of why the LINE app is accepted in Indonesia (Aditya & Wardhana, 2016).…”

Section: Resultsmentioning

confidence: 52%

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2019

Sostek

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Section: Resultsmentioning

confidence: 52%

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2019

Sostek

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“…Kemudahan penggunaan (easy of use) didefinisikan sejauh mana penggunaan teknologi informasi terbebas dari kesulitan dalam penggunaannya (Aditya & Wardhana, 2018). Semakin sering pengguna memakai sistem informasi, biasanya diikuti oleh semakin banyak tingkat pembelajaran (degree of learning) yang dilalui (Aditya & Wardhana, 2018 (Suarjana, 2018).…”

Section: Pendahuluanunclassified

Efek Impresi Fintech Terhadap Perilaku Keuangan Usaha Kecil Menegah (UKM)

Wiyono

Kirana

2020

j.ilm.manaj.dan.n.a

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Tujuan penelitian ini untuk mengetahui Impresi finance technology (Fintech) yang berupa manfaat serta kemudahan fintech yang berdampak terhadap niat UKM untuk menggunakannya, walapun terindikasi permasalahan dalam implementasinya. Sampel yang digunakan 80 UKM tersebar di Daerah Istimewa Yogyakarta. Pengumpulan data menggunakan teknik purposive sampling dengan ketentuan responden yang dipilih sudah menggunakan fintech. Hasil penelitian menunjukkan bahwa manfaat fintech berpengaruh positip dan signifikan terhadap perilaku keuangan UKM untuk berniat menggunakannya. Semakin manfaatnya bertambah, perilaku penggunaan fintech semakin berkembang. Merupakan sifat rasional manusia bahwa yang bermanfaat terhadap dirinya akan mendorong untuk berperilaku. Adapun impresi kemudahan penggunaan fintech tidak berpengaruh secara positip dan signifikan. Secara umum diketahui bahwa sikap terhadap penggunaan komputer adalah penentu yang signifikan dari niat untuk menggunakan fintech. Akan tetapi impresi kemudahan tidak mendorong niat untuk memanfaatkan fintech. Walaupun fintech dipersepsikan mudah namun jika manfaatnya rendah, UKM tidak berniat menggunakan. Problem implemantation tidak terbukti berpengaruh menghambat UKM untuk menggunakan fintech. Kesadaran masyarakat akan pentingnya keamanan belum menjadi pertimbangan, hal ini disebabkan masyarakat belum pernah merasakan impresi dampak risiko siber. Bahwa problem implementasi fintech disadari merupakan risiko yang memberikan efek negatif terhadap niat adopsi fintech. Walaupun demikian, masalah yang timbul tidak menurunkan minat UKM untuk menggunakan fintech.

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“…According to Davis [11], perceived usefulness is the level of individual's faith to use certain systems to improve their job performance. Perceived usefulness causes the use of credit cards to be more and more frequent, as the individual has experienced the benefits of using credit cards [30].…”

Section: Effect Of Perceived Usefulness Towards the Intention To Use mentioning

confidence: 99%

Effects of Subjective Norms, Perceived Behavioral Control, Perceived Risk, and Perceived Usefulness towards Intention to Use Credit Cards in Surabaya, Indonesia

Anastasia

Santoso

2020

SHS Web Conf.

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Credit cards are becoming one of the most-used method of payment, both domestic and overseas. Consumers need not hassle with carrying cash to pay, hence reducing the risk of losing your money. Credit cards however, have their own drawback as it can be hacked, resulting in the breach of personal information by a third party, and abusing it to make transactions unknown to the card owner. This phenomenon is still in debate among credit card holders. As such, the purpose of this study is to test the effects of subjective norms, perceived behavioral control, perceived risk, and perceived usefulness towards the intention to use credit cards. Psychological factor and risk level becomes a challenge to card holders when they are making a transaction. Purposive sampling technique is used to gather data through questionnaire spread in both hardcopy and online to 100 credit card owners in Surabaya. Data is then processed using Partial Least Square (PLS). Analyzation result shows subjective norms, perceived behavioral control, and perceived usefulness significantly affects the intention to use credit cards, while perceived risk does not. The result of this study shows that by fully understanding both the advantages and disadvantages of credit cards, consumers can use it to make better financial planning, and not making transactions that leads to a certain lifestyle.

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Pengaruh perceived usefulness dan perceived ease of use terhadap behavioral intention dengan pendekatan Technology Acceptance Model (TAM) pada pengguna Instant Messaging LINE di Indonesia

Cited by 41 publications

References 11 publications

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Untitled

Efek Impresi Fintech Terhadap Perilaku Keuangan Usaha Kecil Menegah (UKM)

Effects of Subjective Norms, Perceived Behavioral Control, Perceived Risk, and Perceived Usefulness towards Intention to Use Credit Cards in Surabaya, Indonesia

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