Pengaruh Risiko Kredit dan Risiko Likuiditas terhadap Kinerja Keuangan pada Bank BUMN Periode 2015-2020

Silitonga, Ragil Noviantika; Manda, Gusganda Suria

doi:10.30588/jmp.v12i1.948

Cited by 4 publications

(5 citation statements)

References 5 publications

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“…Research conducted (Dahlia, 2018) and (Diana & Osesoga, 2020) suggest liquidity has a positive effect on financial performance. Different research results (Arisanti, 2020) and (Silitonga & Manda, 2022) which suggest liquidity has a negative effect on financial performance.…”

Section: Introductionmentioning

confidence: 89%

Factors Affecting Financial Performance in Non-Cyclicals Consumer Sector Companies

Wicaksono,

Hariyanto,

Santoso

et al. 2024

MINISTAL

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This study aims to understand the effects of capital structure, liquidity, corporate size and asset management on financial performance. The data used in this study are secondary data in theform of financial statements. The data analysis method used in this study is multiple linear regression analysis. The sample in this study is Consumer Non-Cyclicals sector companies listed on the Indonesia Stock Exchange (BEI) for the 2019-2021 period. The sampling technique used was purposive sampling and was obtained with 69 company data. Based on research results it can be concluded that capital structure negatively affects financial performance, liquidity has no effect on financial performance, corporate size has no effect on financial performance and asset management has a positive effect on financial performance.

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Section: Introductionmentioning

confidence: 89%

Factors Affecting Financial Performance in Non-Cyclicals Consumer Sector Companies

Wicaksono,

Hariyanto,

Santoso

et al. 2024

MINISTAL

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“…Hal ini merupakan indikator penting untuk menilai likuiditas suatu bank, karena LDR mencerminkan seberapa baik bank dapat mengembalikan dana yang ditarik dari nasabah sebagai simpanan, dengan menggunakan kredit sebagai sumber likuiditas. (Silitonga & Manda, 2022) Rasio ini merupakan indikator perbandingan antara pinjaman bank kepada masyarakat umum dengan jumlah total aset yang dimiliki bank. Semakin besar jumlah pinjaman yang dibayarkan, maka semakin besar pula porsi jaminan pinjaman terhadap total aset bank.…”

Section: Loan To Deposit Ratiounclassified

Analisis Rasio Likuiditas Pada Laporan Keuangan PT. Bank Negara Indonesia (Persero) Tbk Tahun 2019-2023

Siti Rohizah,

Jeniper Indah Pandiangan,

Sandy Mukti Ali

et al. 2024

JISE

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Bank Negara Indonesia (BNI) is one of the largest banks in Indonesia, which if you look at it has experienced significant development, especially in terms of assets and income, which are benchmarks for its financial performance. Financial ratio analysis, especially liquidity ratios, is an important part of measuring a bank's ability to pay short-term obligations. Liquidity ratios, such as Current Ratio, Cash Ratio, Loan to Deposit Ratio, and Loan to Asset Ratio, provide an overview of the bank's financial health. Through quantitative methods and research literature, we want to know how much Bank Negara Indonesia's liquidity ratio has developed from 2019 to 2023. From the analysis of this ratio, it can be concluded that Bank Negara Indonesia has quite good liquidity during the 2019 to 2013 period, which directly means that Bank Negara Indonesia has a good ability to pay its short-term obligations.

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“…Penelitian ini tidak sejalan dengan (Silitonga & Manda, 2022) (Nadzifah & Sriyana, 2020) yang menyatakan semakin besar rasio ini menunjukkan bank tersebut semakin agresif atau bank tersebut cukup aktif dalam menyalurkan dana kreditnya, sedangkan semakin kecil rasio ini berarti semakin besar dana pihak ketiga yang tidak digunakan untuk penyaluran kredit.…”

Section: Pengaruh Risiko Likuiditas Terhadap Kinerja Keuanganunclassified

The Effect Of Inflation, BI-7 Days Repo Rate, Credit Risk, and Liquidity Risk On The Financial Performance Of Conventional Commercial Banks With The 2017-2021

Sabelia,

Sufina

2023

JKP

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This study aims to determine the effect of inflation, the BI-7 Days Repo Rate, Credit Risk, and Liquidity Risk on the Financial Performance of Conventional Commercial Banks with the 2017-2021 research period. Research objects using 39 conventional commercial banks listed on the Indonesia Stock Exchange using a purposive sampling method. Hypothesis testing using descriptive statistics with multiple linear regression analysis methods. The results indicate that Inflation has a positive effect on financial performance. The BI-7 Day Repo Rate has no effect on financial performance. Credit risk has a negative influence on financial performance. Liquidity risk has no effect on financial performance.

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Pengaruh Risiko Kredit dan Risiko Likuiditas terhadap Kinerja Keuangan pada Bank BUMN Periode 2015-2020

Cited by 4 publications

References 5 publications

Factors Affecting Financial Performance in Non-Cyclicals Consumer Sector Companies

Factors Affecting Financial Performance in Non-Cyclicals Consumer Sector Companies

Analisis Rasio Likuiditas Pada Laporan Keuangan PT. Bank Negara Indonesia (Persero) Tbk Tahun 2019-2023

The Effect Of Inflation, BI-7 Days Repo Rate, Credit Risk, and Liquidity Risk On The Financial Performance Of Conventional Commercial Banks With The 2017-2021

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