Pengaruh Risiko  Kredit, Risiko Likuiditas Dan Risiko Solvabilitas Terhadap Profitabilitas Bank (Studi Pada Bank Persero Yang Beroperasi Di Indonesia)

Habibie, Azwansyah

doi:10.31227/osf.io/rj7es

Cited by 2 publications

(4 citation statements)

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“…This is reinforced by Novelina, Djumahir, and Ratnawati (2011) in their research field [16] which states that a low LDR ratio indicates that the use of funds has not been maximized and credit disbursement is very careful. The results of this study are in line with previous research conducted by field [5], [16], [18], [19], [20] and [9].…”

Section: Analysis (Mra) Can Be Seen In the Table Belowsupporting

confidence: 92%

“…The impact of the Covid-19 pandemic caused significant problems in the banking industry's profit and loss report which showed a decline of 18.565 billion which occurred in 2020. At the beginning of 2019 the profit and loss statement of banking companies was 34.478 billion but now at the end of 2020 the profit and loss statement of banking companies of 15.913 billion field(Indonesian Banking Statistics -July 2021, 2021).…”

Section: Introductionmentioning

confidence: 99%

“…Previous research was conducted Byfield [8], [9], (RA Sari, 2017), (NA Ramadan, 2018), [12], [13], [14] and field [15] proves that risk management proxied by liquidity risk affects financial performance. Meanwhile, in the research conducted Byfield [5], [16], [17], [18], [19], [20], (NA Ramadan, 2018) and field [9] shows that liquidity risk has no significant effect on financial performance.…”

Section: Introductionmentioning

confidence: 99%

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The Role of Self Assessment as Moderating Variable in the Effect of Risk Management and Leverage on Financial Performance

Widiasmara,

Paramitha Devi,

Violita

2024

KSS

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The impact of the COVID-19 pandemic caused significant problems in the banking industry’s profit and loss report which showed a decline of 18.565 billion which occurred in 2020. At the beginning of 2019, the profit and loss statement of banking companies was 34.478 billion but now at the end of 2020, the profit and loss statement of banking companies is 15.913 billion (Indonesian Banking Statistics - July 2021, 2021). The purpose of this study was to determine the role of self-assessment as a moderating variable in the influence of risk management and leverage on financial performance. This research was conducted in banking companies listed on the Indonesia Stock Exchange for the 2016-2020 period. The sampling technique in this study used purposive sampling. The research method used is a quantitative approach using multiple regression analysis and moderate regression analysis (MRA) using the SPSS version 25 program. The results of this study are credit risk (NPL), leverage (DER), and hurt financial performance (ROA); liquidity risk (LDR) does not affect financial performance (ROA), self-assessment can moderate the influence of credit risk (NPL), liquidity risk (LDR) and leverage (DER) on financial performance (ROA). The researcher hopes that this research can provide implications and support for the development of accounting science, especially in the field of financial accounting related to risk management and leverage. Keywords: credit risk (NPL), liquidity risk (LDR), leverage (DER), financial performance (ROA)

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Section: Analysis (Mra) Can Be Seen In the Table Belowsupporting

confidence: 92%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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The Role of Self Assessment as Moderating Variable in the Effect of Risk Management and Leverage on Financial Performance

Widiasmara,

Paramitha Devi,

Violita

2024

KSS

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“…Sehingga dengan tingginya profitabilitas dapat membuat bank lebih stabil. Hal tersebut dapat terjadi apabila bank memiliki strategi yang baik untuk memitigasi risiko yang akan timbul dengan memelihara cash flow agar dalam posisi yang aman sehingga dapat mengatasi risiko likuiditas (Habibie & Medan, 2017).…”

Section: Estimasi Data Panelunclassified

Analisis Stabilitas Perbankan Syariah dan Konvensional di Negara-Negara Kawasan MENA

Anggraini,

Taufik,

Muizzuddin

et al. 2023

ajeks

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This study aims to analyze the stability of Islamic and conventional banking in 18 countries in the Middle East and North Africa (MENA) region and the factors that influence it. This study uses panel data regression by taking a sample of 86 Islamic banks and 174 conventional banks during the 2011-2019 period. The analytical tools used are z-score analysis and panel data regression. The regression results show that simultaneously CAR, FDR, BOPO, NPF have a significant effect on the stability of Islamic banks. Partially, CAR and FDR have a significant positive effect, while BOPO has a significant negative effect. Then NPF has no influence on the stability of Islamic banks. Meanwhile for conventional banks CAR, LDR, BOPO, NPL simultaneously have a significant effect on the stability of conventional banks. Partially CAR and LDR have a significant positive effect, BOPO has a significant negative effect while NPL has no effect on the stability of conventional banks.

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Pengaruh Risiko Kredit, Risiko Likuiditas Dan Risiko Solvabilitas Terhadap Profitabilitas Bank (Studi Pada Bank Persero Yang Beroperasi Di Indonesia)

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Cited by 2 publications

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The Role of Self Assessment as Moderating Variable in the Effect of Risk Management and Leverage on Financial Performance

The Role of Self Assessment as Moderating Variable in the Effect of Risk Management and Leverage on Financial Performance

Analisis Stabilitas Perbankan Syariah dan Konvensional di Negara-Negara Kawasan MENA

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