Peran Inovasi Produk dan Evolusi Sosial Dalam Penciptaan Kesejahteraan Nasabah Bank Wakaf Mikro

Fauzi, Muhamad; Widana, Gusti Oka

doi:10.32493/jee.v4i4.22023

Cited by 2 publications

(2 citation statements)

References 3 publications

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“…Micro Waqf Bank is a sharia microfinance institution that focuses on financing small communities with a profit-sharing pattern, and this institution is purely for financing (Balqis & Sartono, 2020). Several studies were found to have discussed a lot regarding Micro Waqf Banks in alleviating poverty based on pesantren (Fauzi & Widana, 2022;M. Daim et al, 2021;Putra & Zaki, 2020;Siska Lis Sulistiani et al, 2019).…”

Section: • Cluster 4 Discusses the Theme Of Micro Waqf Bank (Bwm)mentioning

confidence: 99%

A Qualitative Analysis on Pesantren Economic

Nurul Izza,

Mi'raj

2023

ERP

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Based on a report from the Ministry of Religion, West Java is one of the provinces that contributes the most number of Pesantren, namely 8,343 Pesantren or about 30.92 per cent of the total national Pesantren. This shows that pesantren, as an institution with entrepreneurial characteristics, can contribute to the concept of a sustainable business by providing benefits from the social, economic and environmental aspects. This study aims to determine the economic development of Pesantren in the last 21 years, from 2001 to 2022. The method used is a qualitative analysis of secondary data in the form of metadata with the keywords pesantren economics from 403 Dimensions.ai indexed publications, then processed using Nvivo 12 Plus software. The results showed that the number of publications on the economic development of Pesantren continued to increase. From the results of the exploratory review and visualization of the pattern of pesantren economic themes, it was found that there were four research lines with discussions on pesantren and community empowerment, pesantren and cooperatives, pesantren and entrepreneurship, as well as pesantren and Micro Waqf Bank (BWM). In addition, this study shows that most of the research on the economics of Pesantren is related to the words economic, business, management, development, and program. As for the business management system and its development, it is still a challenge for pesantren. Thus, this research can be used as an essential reference to see how the graphic visualization of the development of research trends with the theme of Islamic boarding school economics in published scientific research so that experts can further develop it. This research is expected to help expand academic studies related to the economics of Pesantren.

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Section: • Cluster 4 Discusses the Theme Of Micro Waqf Bank (Bwm)mentioning

confidence: 99%

A Qualitative Analysis on Pesantren Economic

Nurul Izza,

Mi'raj

2023

ERP

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“…Increasing marketing of customer products (Fauzi & Widana, 2022a). They increase social innovation in customer businesses (Fauzi & Widana, 2022b). However, from various studies and research on micro waqf banks, there is no or still limited information on how most female customers avoid loan sharks.…”

Section: Introductionmentioning

confidence: 99%

Micro Waqf Bank for Empowerment of Indonesian Women's Microeconomic and Efforts Minimizing the Loansher Trap

Fauzi,

Priatno,

Syarjaya

et al. 2023

I-iECONS

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Fulfilling household needs for a woman is required to be able to obtain and manage halal-sourced finances from a small and micro-entrepreneur. The trap of conventional and online loan sharks poses a significant risk to the borrower's assets due to the lack of business capital they have in the short term. Establishing a micro waqf bank initiated by the financial services authority in Indonesia aims to provide business financing, assistance and financing sourced from zakat, infaq, sadaqah and waqf relying on Islamic social microfinance institutions. This study aims to analyse micro waqf bank woman customers with small and micro-entrepreneurs to avoid entrapment by a loan shark. The study at the El-Manahij Micro Waqf Bank, Lebak Regency, Banten Province, Indonesia, used qualitative descriptive types through data collection interviews with managers and the head in weekly halaqah. In contrast, data analysis used triangulation: data reduction, display, verification and conclusion. Research shows that most micro waqf bank customers are women with micro-scale enterprises to improve Islamic economy studies. Customers choose micro waqf banks to replace loan sharks providing their business capital and having regular activities in the form of weekly group meetings aimed at knowing business progress, religious studies and gradual loan repayments. Micro waqf bank managers receive pawned valuables with sharia contracts to increase business capital. The customers are responsible for repaying business loans in stages, running social gatherings for customers to obtain excess money and supervising fellow customers. The research implies that getting away from the snares of loan sharks can minimise the burden of living costs where they live. The significant role of micro waqf banks in providing Sharia pawn support is to increase business capital to limit dealing with loan sharks.

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Peran Inovasi Produk dan Evolusi Sosial Dalam Penciptaan Kesejahteraan Nasabah Bank Wakaf Mikro

Cited by 2 publications

References 3 publications

A Qualitative Analysis on Pesantren Economic

A Qualitative Analysis on Pesantren Economic

Micro Waqf Bank for Empowerment of Indonesian Women's Microeconomic and Efforts Minimizing the Loansher Trap

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