2020
DOI: 10.37715/mapi.v1i1.1401
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Peran Literasi Keuangan Dalam Pengelolaan Keuangan Mahasiswa

Abstract: The purpose of this study is to explore the role of financial literacyfor students in managing their finances. This research is based on datathat shows student financial literacy in an accounting class is still low. Theresearch method used in this research is descriptive qualitative method. Thisresearch conducted in an accounting study program at a university thatbased on entrepreneurship learning. Participants in this study were studentsin the fifth semester who met the criteria in the research. Data collecti… Show more

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Cited by 16 publications
(23 citation statements)
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“…Formal compliance is a type of compliance in which the taxpayer fulfills his tax obligations formally in accordance with the formal provisions in the tax law, one example is the taxpayer submitting an Annual Tax Return without passing the time limit specified in the regulations. Meanwhile, material compliance is a type of compliance in which the taxpayer fulfills tax obligations substantively in accordance with the content and soul of the tax law (Waluyo, 2002). The tax compliance model was originally introduced by Allingham and Sandmo using an economic approach with the assumption of maximum utility (Allingham & Sandmo, 1972).…”
Section: A Taxpayer Compliancementioning
confidence: 99%
“…Formal compliance is a type of compliance in which the taxpayer fulfills his tax obligations formally in accordance with the formal provisions in the tax law, one example is the taxpayer submitting an Annual Tax Return without passing the time limit specified in the regulations. Meanwhile, material compliance is a type of compliance in which the taxpayer fulfills tax obligations substantively in accordance with the content and soul of the tax law (Waluyo, 2002). The tax compliance model was originally introduced by Allingham and Sandmo using an economic approach with the assumption of maximum utility (Allingham & Sandmo, 1972).…”
Section: A Taxpayer Compliancementioning
confidence: 99%
“…Penelitian terkait aplikasi keuangan telah dilakukan sebelumnya oleh Muhtar (2015); Ratna (2021); Susanto and Noertjahyana (2022); Trivaika and Senubekti (2022), namun penelitian tersebut membahas pembuatan dan pengembangan aplikasi keuangan berbasis android dan desktop. Kemudian penelitian lainnya dilakukan oleh Yushita (2017); Waluyo and Marlina (2019); Saraswati and Nugroho (2021) terkait literasi dalam pengelolaan keuangan. Penelitian tersebut juga berbeda Selanjutnya penelitian yang dilakukan oleh Rochmawati and Dewi (2020); Fitriani (2021), dimana penelitian tersebut membahas berbagai kondisi keuangan yang mungkin terjadi serta kesiapan aplikasi pengelolaan keuangan dalam menghadapinya.…”
Section: Pendahuluanunclassified
“…Merujuk survei OJK di tahun 2016, diketahui negara Indonesia mempunyai tingkat literasi keuangan dalam kategori rendah, dengan demikian tidak menunjang peningkatan ekonomi negara. Survei menunjukkan bahwa negara Indonesia mempunyai tingkat literasi keuangan 29,66%, dimana angka tersebut di bawah angka presentase rata-rata tingkat literasi keuangan secara global, yakni 33% (Indra et al, 2019). (Gallucci et al, 2023) mengungkapkan bahwa literasi keuangan adalah keterampilan mengambil keputusan terkait pengaturan keuangan agar tidak terjadi masalah keuangan di masa mendatang.…”
Section: Pendahuluanunclassified