Peranan Slik (Sistem Layanan Informasi Keuangan) Pada Pt. Bank Pembangunan Jawa Barat Dan Banten Kantor Cabang Pembantu Jalancagak

Sumarna, Asep; Suparman, Ade

doi:10.37950/wfaj.v1i2.761

Cited by 5 publications

(3 citation statements)

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“…SLIK (sistem layanan informasi keuangan) pada PT. Bank Syariah Indonesia KCP Meulaboh Imam Bonjol SLIK merupakan pengganti SID (Single Investor Identification) atau BI CHEKING (sistem informasi debitur) yang sebelumnya dikelola oleh bank Indonesia (Sumarna & Suparman, 2019). UU No.…”

Section: Misiunclassified

Analisis Peranan Sistem Layanan Informasi Keuangan (SLIK) dalam Pemberian Kredit Umum (Studi kasus pada PT. Bank Syariah Indonesia KCP Meulaboh Imam Bonjol)

Azmi,

Muzakir

2024

jMt

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Credit is a business that generates a lot of returns or high returns, but the loan carries a high risk. The reason why loans cannot be repaid is usually because the loan capital is used for other purposes, for example to start a business first, but then the capital is used for other purposes. The purpose of this research is to analyze the Financial Information Service (SLIK) system in lending in general. The research method uses descriptive qualitative and data collection techniques using primary data, namely the source of data obtained from interviews, and direct observation with certain parties. The results of this study are to show how the role of SLIK in the credit granting process. SLIK plays a role in supporting the smooth running of small businesses in lending because an effective information system encourages productivity and can prevent errors and credit that is detrimental to banks because too much wrong information is not healthy. About the role of SLIK (Financial Information Service System) at Bank Syariah Indonesia KCP Meulaboh Imam Bonjol, namely as an aid in the form of an application launched by the Financial Services Authority (OJK) to select prospective debtors and is very useful in selecting prospective debtors, because SLIK provides information on prospective debtors using debt history information that contains complete information for bank decision making.

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Section: Misiunclassified

Analisis Peranan Sistem Layanan Informasi Keuangan (SLIK) dalam Pemberian Kredit Umum (Studi kasus pada PT. Bank Syariah Indonesia KCP Meulaboh Imam Bonjol)

Azmi,

Muzakir

2024

jMt

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“…Bank merupakan badan usaha yang kegiatannya menghimpun dana dari masyarakat dalam bentuk simpan pinjam kemudian dialokasikan kembali untuk memperoleh keuntungan serta menyediakan jasa-jasa dalam hal pembayaran ke bank lain guna untuk meningkatkan taraf hidup masyarakat (Sumarna, dkk, 2019). UU No.7 Tahun 1992, mengubah bank pembangunan dan tabungan menjadi bank umum.…”

Section: Tinjauan Pustaka Pengertian Bankunclassified

Analisis Perbandingan Kinerja BPR Konvensional di Kabupaten Pekalongan Selama Covid – 19

Prasetyo,

Kristina

2023

monex

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Penelitian ini bertujuan untuk membandingkan hasil kesehatan keuangan Bank Perkreditan Rakyat (BPR) Konvensional di Kab. Pekalongan sejak adanya Covid-19 yang terdiri dari modal, kualitas aset produktif, kualitas manajemen, rentabilitas dan likuiditas. Metode yang digunakan adalah CAMEL. Hasil penelitian ini menunjukkan BPR Sejahtera Atha Sembada dan BPR BKK Kab. Pekalongan keduanya memiliki tingkat kinerja kesehatan keuangan lebih baik. Namun jika dilihat dari CAMEL kedua BPR di Kabupaten Pekalongan memiliki predikat tidak sehat. Kata kunci: Kinerja Keuangan, BPR, CAMEL. This study aims to compare the results of the financial health of Conventional Rural Banks (BPR) in Kab. Pekalongan since the existence of Covid-19 which consists of capital, productive asset quality, management quality, profitability and liquidity. The method used is CAMEL. The results of this study show that BPR Sejahtera Atha Sembada and BPR BKK Kab. Pekalongan both have a better level of financial health performance. However, when viewed from the CAMEL, the two BPRs in Pekalongan Regency have an unhealthy predicate.

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“…Additionally, the bank will also conduct an assessment towards the prospective borrowers by getting information about them through the Financial The purpose of such assessment is intended to maintain the bank's health by mitigating the risk of a non-performing loan by the prospective borrowers (Sumarna and Suparman, 2019).…”

Section: Technical or Operational Aspectsmentioning

confidence: 99%

Peer-To-Peer Lending vs. Commercial Bank’s Credit System: Financing Solutions for Msmes in Indonesia

Risha

Samudro

2021

TLJ

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Innovation brings advantages and disadvantages which results in acceptance and rejection from people. Technological innovations have affected all sectors of life, particularly, the financial sector with the emergence of financial technology. One of them is marked by the emergence of Peer-to-Peer lending ("P2P lending"), an information technology-based lending service, which provides loans to those who need funds with a faster process, yet without having to collateralize any assets. The easier and faster process of P2P lending accommodates the needs of Micro, Small, and Medium-sized Enterprises (“MSMEs”), specifically non-bankable MSMEs, to obtain loans. However, P2P lending has not replaced banks because their existence has earned the people's trust with the quality of its services. This paper aims to provide an explanation of the differences between commercial bank's credit systems and P2P lending in Indonesia to give understanding to the public regarding loans through both systems. The results of this paper shows that the two systems have their respective advantages and disadvantages, so that hopefully the people can be considerate in choosing them to meet their needs.

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Peranan Slik (Sistem Layanan Informasi Keuangan) Pada Pt. Bank Pembangunan Jawa Barat Dan Banten Kantor Cabang Pembantu Jalancagak

Cited by 5 publications

References 0 publications

Analisis Peranan Sistem Layanan Informasi Keuangan (SLIK) dalam Pemberian Kredit Umum (Studi kasus pada PT. Bank Syariah Indonesia KCP Meulaboh Imam Bonjol)

Analisis Peranan Sistem Layanan Informasi Keuangan (SLIK) dalam Pemberian Kredit Umum (Studi kasus pada PT. Bank Syariah Indonesia KCP Meulaboh Imam Bonjol)

Analisis Perbandingan Kinerja BPR Konvensional di Kabupaten Pekalongan Selama Covid – 19

Peer-To-Peer Lending vs. Commercial Bank’s Credit System: Financing Solutions for Msmes in Indonesia

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