Perbankan Syariah dan Pertumbuhan Ekonomi Indonesia: Bagaimana Kontribusinya?

Widyastuti, Emy; Arinta, Yusvita Nena

doi:10.29244/jam.8.2.129-140

Cited by 12 publications

(8 citation statements)

References 13 publications

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“…This thing signifies that Islamic bank financing yet capable give of contributing to the economy in Indonesia. Research results from this are in line with research conducted by Widyastuti & Arinta (2020) and Afandi & Amin (2019), which concludes that financing banking for working capital and financing investment does not influence the growth Indonesian economy. However different from the results study conducted by El Ayyubi et al ( 2017) and Setiawan (2019) that financing Islamic banking is an influential positive to the growth economy.…”

Section: Long-term Estimate and Short-term Estimation Resultssupporting

confidence: 85%

“…This is also consistent with the findings of Setiawan (2019) and Iryanto et al (2020), who found that Sharia bank financing boosts economic growth. However, Widyastuti & Arinta (2020) found that Sharia bank financing for consumption, working capital, and investment had a negative effect on Indonesia's economic growth.…”

Section: Long-term Estimate and Short-term Estimation Resultsmentioning

confidence: 99%

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Can Sharia Finance Affect Indonesia’s Economic Growth?

Fuadi

Suriani

Zulham

2022

IJFEB

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This study determines the effect of sharia bank financing, sharia mutual funds, sharia shares and Sukuk on Indonesia's economic growth in the long and short term and analyzes the balanced relationship between the independent variable and the dependent variable using the ARDL method. Stationarity testing using the Augmented Dickey-Fuller Stationary (ADF) approach, from March 2011 to September 2021. The results found that the long-term estimation of Sukuk has a positive and significant effect on economic growth while sharia bank financing, mutual funds and sharia stocks have no impact on economic growth. In the short term, the Sharia bank financing variable has a positive and significant impact on economic growth. Then, the results of the bound test estimate show that there is a short-term and long-term equilibrium relationship. Through the results of this study, it is hoped that it can be used as material for consideration by investors in making decisions to invest in the sharia financial market and to the government, it can be used as material for evaluating economic policies so that investment in sharia finance in Indonesia is growing.

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Section: Long-term Estimate and Short-term Estimation Resultssupporting

confidence: 85%

Section: Long-term Estimate and Short-term Estimation Resultsmentioning

confidence: 99%

Can Sharia Finance Affect Indonesia’s Economic Growth?

Fuadi

Suriani

Zulham

2022

IJFEB

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“…Sistem program finansial dilakukan dengan perantara lembaga keuangan terstruktur yakni bank pembangunan, bank sentral, bank umum serta lembaga bukan bank (LBB) yang dimanfaatkan dalam menghimpun dan mengolah dana masyarakat. Salah satu langkah untuk meningkatkan ekonomi yaitu dengan melalui perbankan (Ali & Lubis, 2017;Firmansyah & Utami, 2022;Simatupang, 2019;Widyastuti & Nena Arinta, 2020). Industri perbankan telah berkembang hingga menjadi kebutuhan dasar bagi penduduk negara maju untuk memiliki Bank (Hirmawan, 2015;A.…”

Section: Pendahuluanunclassified

Pengaruh Mudharabah Mutlaqah dan Wadiah Yad Dhamanah Terhadap Tingkat Pendapatan Nasabah Studi Kasus BSI Unismuh Makassar

Akib,

Khaerunisa

2024

wiep

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Bank Syariah Indonesia KCP Unismuh Makassar merupakan salah satu Bank Syariah yang ada di Makassar, Sulawesi Selatan yang menerapkan sistem bagi hasil kepada nasabahnya. Tujuan dari penelitian ini adalah untuk mengetahui apakah Mudharabah Mutlaqah dan Wadiah Yad Dhamanah dapat mempengaruhi tingkat pendapatan nasabah pada BSI KCP Unismuh Makassar. Metode yang digunakan adalah metode kuantitatif dengan pendekatan deskriptif kuantitatif. Sumber data yang digunakan adalah data primer. Sampel yang digunakan berjumlah 80 sampel dengan bantuan jawaban dari kuesioner yang dibagikan kepada nasabah. kemudian diolah menggunakan aplikasi IBM SPSS Statistic Version 20. Berdasarkan hasil penelitian yang diperoleh dari uji parsial (t) bahwa Mudharabah Mutlaqah berpengaruh positif dan signifikan terhadap tingkat pendapatan nasabah pada Bank Syariah Indonesia KCP Unismuh Makassar dan Wadiah Yad Dhamanah berpengaruh positif dan signifikan terhadap tingkat pendapatan nasabah pada Bank Syariah Indonesia KCP Unismuh Makassar. Secara uji simultan (F) diperoleh kes-impulan bahwa Mudharabah Mutlaqah dan Wadiah Yad Dhamanah secara bersama-sama dapat berpengaruh positif dan signifikan terhadap tingkat pendapatan nasabah pada BSI KCP Unismuh Makassar. PT Bank Syariah Indonesia KCP Unismuh Makassar is one of the Islamic Banks in Makassar, South Sulawesi that applies a profit-sharing system to its customers. The purpose of this study was to determine whether Mudharabah Mutlaqah and Wadiah Yad Dhamanah can affect the level of customer income at BSI KCP Unismuh Makassar. The method used is quantitative method with quantitative descriptive approach. The data source used is primary data. The sample used amounted to 80 samples with the help of answers from questionnaires distributed to customers. then processed using the IBM SPSS Statistic Version 20 application. Based on the research results obtained from the partial test (t) that Mudharabah Mutlaqah has a positive and significant effect on customer income levels at Bank Syariah Indonesia KCP Unismuh Makassar and Wadiah Yad Dhamanah has a positive and significant effect on customer income levels at Bank Syariah Indonesia KCP Unismuh Makassar. Simultaneously test (F) obtained the conclusion that Mudharabah Mutlaqah and Wadiah Yad Dhamanah together can have a positive and significant effect on the level of customer income at BSI KCP Unismuh Makassar.

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“…Financing disbursed by Islamic banking includes operational funds financing, acquisition financing, and consumer financing, with the amount increasing every year (Emy Widyastuti & Nena Arinta, 2020).…”

Section: 2mentioning

confidence: 99%

The Value and Performance of Islamic Banking in Indonesia

Hasan

2023

IQTISHADIA

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<p class="TableParagraph">This study aimed to examine the value of Indonesian Islamic banking using secondary quarterly data from quarter I of 2016 to quarter IV of 2021. The data were sourced from Sharia Banking Statistics (SPS) published by the Financial Services Authority (OJK). EViews 8 was then used to analyze economic growth with financing distributed by Islamic banking. Furthermore, the study employed a qualitative method assisted with data from OJK. The findings showed that the value, growth, and development of Islamic banking in Indonesia are better than conventional banking. Also, the profitability ratio of Indonesian Islamic banking is categorized as good. The value of Islamic banking can be analyzed using several components such as growth, risk, returns and capital and cost.</p>

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Perbankan Syariah dan Pertumbuhan Ekonomi Indonesia: Bagaimana Kontribusinya?

Cited by 12 publications

References 13 publications

Can Sharia Finance Affect Indonesia’s Economic Growth?

Can Sharia Finance Affect Indonesia’s Economic Growth?

Pengaruh Mudharabah Mutlaqah dan Wadiah Yad Dhamanah Terhadap Tingkat Pendapatan Nasabah Studi Kasus BSI Unismuh Makassar

The Value and Performance of Islamic Banking in Indonesia

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