Perkembangan Industri Perbankan Syariah Di Indonesia : Analisis Peluang Dan Tantangan

Apriyanti, Hani Werdi

doi:10.26714/mki.7.1.2017.16-23

Cited by 20 publications

(22 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Perbankan syariah dalam menjalan kegiatannya berdasar kepada prinsip syariah. Prinsip syariah merupakan landasan hukum islam berupa fatwa-fatwa yang dikeluarkan lembaga penetapan fatwa dibidang syariah (Werdi Apriyanti, 2018). Menurut jenisnya perbankan syariah terdiri dari Bank Umum Syariah (BUS), Unit Usaha Syariah (UUS), dan Bank Pembiayaan Rakyat Syariah (BPRS) (Ismail, 2011).…”

Section: Tinjauan Pustaka Perbankan Syariahunclassified

Pengaruh Inflasi, Bi 7 Day Repo Rate Dan Nilai Tukar Terhadap Margin Pembiayaan Murabahah Perbankan Syariah

Ramadhani

Wardana²

2021

JMS

View full text Add to dashboard Cite

The purpose of this study was to determine the effect of inflation, the BI 7 Day Repo Rate, and the exchange rate on the murabahah financing margin partially and simultaneously for Islamic banking in Indonesia for the 2016-2020 period. The method used is quantitative research with a descriptive approach. The sampling technique used purposive sampling with a total sample of 2 research samples. The results show that partially the inflation and exchange rate variables have a significant negative effect on the murabahah financing margin, while the BI 7 day repo rate variable has no effect on the murabahah financing margin in Islamic banking in Indonesia. Simultaneously, the results of the research show that inflation variables, BI 7 Day Repo Rate, and exchange rates have a significant effect on the margin of murabahah financing.

show abstract

Section: Tinjauan Pustaka Perbankan Syariahunclassified

Pengaruh Inflasi, Bi 7 Day Repo Rate Dan Nilai Tukar Terhadap Margin Pembiayaan Murabahah Perbankan Syariah

Ramadhani

Wardana²

2021

JMS

View full text Add to dashboard Cite

show abstract

“…Dalam penelitian (Apriyanti, 2017) bahwa tantangan perbankan syariah di Indonesia ada 7, yaitu sedikitnya jaringan kantor perbankan syariah di Indonesia, kuantitas dan kualitas SDM yang belum memadai, rendahnya pemahaman dan kesadaran masyarakat terhadap konsep syariah, sistem kelembagaan dan pelayanan perbankan syariah yang belum optimal, produk yang tidak variatif, dan modal perbankan syariah yang belum memadai.…”

unclassified

Pro dan kontra konversi bank konvensional menjadi perbankan syariah

Alamsyah¹,

Amri²

2021

JII

View full text Add to dashboard Cite

Kehadiran Qanun Nomor 11 Tahun 2018 tentang Lembaga Keuangan Syariah berimplikasi pada perkembangan bank syariah di Aceh. Dengan diundangkannya Qanun Lembaga Keuangan Syariah mengharuskan lembaga keuangan yang beroperasi di Aceh berdasarkan prinsip syariah. Akibatnya, bank konvensional di Aceh melakukan konversi menjadi bank syariah. Penelitian ini bertujuan untuk mengetahui pendapat pro dan kontra dari masyarakat terkait implementasi Qanun Nomor 11 Tahun 2018 pada perbankan yang beroperasi di Aceh. Penelitian ini merupakan penelitian kualitatif deskriptif dengan metode pengumpulan data dari studi literatur atau pustaka. Hasil penelitian menunjukkan bahwa pihak yang mendukung konversi bank konvensional menjadi syariah didasarkan pada keinginan untuk menjalankan syariat Islam secara kaffah. Sedangkan pihak yang kontra menolak implementasi dari qanun tersebut dikarenakan kekurangan bank syariah dalam penyediaan fasilitas dan jasa yang sesuai kebutuhan dan terjangkau serta lemahnya persepsi dan tingkat literasi masyarakat mengenai perbankan syariah. The presence of Qanun Number 11 of 2018 concerning Islamic Financial Institutions has implications for the development of Islamic banks ini Aceh. With the promulgation of the Qanun on Sharia Financial Institutions, it requires financial institutions operating in Aceh to be based on sharia principles. As a result, convesional banks in Aceh converted into Islamic banks. This study aims to determine the opinions of the pro and contra of the public regarding the implementation of Qanun No. 11 Of 2018 in conventional banks operating in Aceh. This research is a descriptive qualitative research with the method of collecting data from literature studies. The results shower that those who supported the converion of conventional banks to Sharia were based on the desire to implements Islamic Law in a kaffah manner. Meanwhile, those sho oppose the implementation of the qanun are due to the lack of Islamic banks in providing facilities and services that are suitable and affordable as well as the weak perception and level of public literacy regarding Islamic banking.

show abstract

“…) bagian dari ekosistem ekonomi syariah memiliki keselarasan dengan sistem ekonomi kerakyatan. 5 Berbicara mengenai prinsip kehatihatian, baik bank konvensional maupun bank syariah keduanya sama-sama wajib menerapkan prinsip ini di setiap kegiatan usahanya. Kewajiban penerapan prinsip kehati-hatian pada bank syariah telah diatur di dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah (UU Perbankan Syariah).…”

Section: A Pendahuluanunclassified

Penyalahgunaan Dana Deposito Milik Nasabah Ditinjau Dari Ketentuan Hukum Perbankan Syariah

Fauziah

Abubakar

Handayani

2022

Justeko

View full text Add to dashboard Cite

Islamic banks in carrying out their business activities are very likely to be faced with a dispute involving customers and the Islamic bank itself. Not infrequently these disputes arise due to the actions of employees of Islamic banks. This study aims to examine the competence in sharia banking dispute resolution and legal considerations in the Supreme Court Decision No. 2454k/pdt/2019 is related to the legal provisions of Islamic banking. This study uses a qualitative method with a normative juridical approach as well as a descriptive analytical research specification. The results of the study indicate that the absolute competence of sharia banking dispute resolution only exists in the Religious Courts. In addition, BRI Syariah Bank's liability for compensation to customers is a form of taking over the responsibilities of employees by the bank as regulated in Article 1367 of the Civil Code. The compensation is based on the principle of prudence, risk management of Islamic banks, and the bank's function as an agent of trust.Keywords: Islamic Bank, Competence, Responsibility

show abstract

Perkembangan Industri Perbankan Syariah Di Indonesia : Analisis Peluang Dan Tantangan

Cited by 20 publications

References 0 publications

Pengaruh Inflasi, Bi 7 Day Repo Rate Dan Nilai Tukar Terhadap Margin Pembiayaan Murabahah Perbankan Syariah

Pengaruh Inflasi, Bi 7 Day Repo Rate Dan Nilai Tukar Terhadap Margin Pembiayaan Murabahah Perbankan Syariah

Pro dan kontra konversi bank konvensional menjadi perbankan syariah

Penyalahgunaan Dana Deposito Milik Nasabah Ditinjau Dari Ketentuan Hukum Perbankan Syariah

Contact Info

Product

Resources

About