Personal Financial and Economic Issues for College Students

Abstract

<p><em>As students enter college, they typically encounter new responsibilities not experienced beforehand. The various financial decisions that college students encounter are one of the most important. These decisions often require students to educate themselves about banking, employment, budgeting, credit card usage, student loans, credit ratings, different types of debt, and insurance, among other things. This paper addresses those various issues. We offer both information and advice with regard to these issues. Consideration of how various financial events and choices effect the student’s long term goals and opportunities is crucial to developing long-term financial well-being. The ability to make sound decisions regarding personal financial issues will help new graduates emerge from college upon solid financial footing.</em><em></em></p>

Characterizing Investment Behavior Among Business Students in Southern Mindanao, Philippines

“…In addition, they offered solid evidence for the existence of psychological elements that support the theory that four psychological characteristics (overconfidence, excessive optimism, psychology of risk, and herd behavior) have a substantial impact on the attitude of persons toward investment. Taking the time to make prudent decisions regarding banking, credit, insurance, and revolving debt will enable college graduates to emerge on firm financial footing, providing the groundwork for achieving their longterm objectives with minimal financial strain (Gordon & Brown, 2016).…”