This study aims to enhance the mechanical properties, thermal stability, weathering resistance and antibacterial property of a styrene acrylic polyurethane coating by adding rutile titania dioxide (R-TiO2) nanoparticles in coating formulation. The styrene acrylic polyurethane/R-TiO2 nanocomposite had been prepared by using ultrasonication. The effects of nanoparticles on the mechanical properties, thermal stability and weathering resistance of as-prepared coatings were investigated by using the adhesion strength and ball impact tests, the Fourier transform infrared and UV–vis analyses, thermogravimetric analysis (TGA), and UV/condensation weathering chamber equipped with UVA-340 fluorescent lamps, respectively. The disperse quality of nanoparticles in the coating was examined by using the field emission scanning electron microscope (FESEM). The mechanical test results showed that suitable content of R-TiO2 nanoparticles in the nanocomposite coating was 2 wt%. The FESEM images indicated that the nanoparticles were dispersed homogeneously into the entire volume of the coating. For the nanocomposite prepared by 3 h of ultrasonication, the average size of nanoparticles was in range of 40–50 nm. The ball impact and adhesion tests showed that the incorporation of nanoparticles into the coating significantly enhanced the impact strength from 120 to 145 kg cm and increased the adhesion from level 1 to level 0. The TGA test illustrated that in presence of nanoparticles, the decomposition temperature of coating increased from 146.9 °C to 154.21 °C. For the temperature at 50% loss in mass (T50%), it was found that the T50% of the neat coating is 351.86 °C. Adding the 2 wt% R-TiO2 nanoparticles into coating increased the T50% value to 360.06 °C. After UV/condensation accelerated weathering test (30 cycles), the significant improvement in weight loss, impact strength and adhesion of the neat coating was observed with the presence of nanoparticles. The antibacterial test showed that in the nanocomposite coating, R-TiO2 nanoparticles exhibited their photocatalytic effect in the inhibition against E. coli bacterial growth. Incorporating 2 wt% of R-TiO2 nanoparticles into the coating reduced the bacterial concentration by 6.1% after 60 min of culture.