Due to expanding populations and thriving economies, studies into the built environment’s thermal characteristics have increased. This research tracks and predicts how land use and land cover (LULC) changes may affect ground temperatures, urban heat islands, and city thermal fields (UTFVI). The current study examines land surface temperature (LST), urban thermal field variance index (UTFVI), normalized difference built-up index (NDBI), normalized difference vegetation index (NDVI), and land use land cover (LULC) on a kilometer scale. According to the comparative study, the mean LST decreases by 3 °C and the NDVI increases considerably. Correlation analysis showed that LST and NDVI are inversely connected, while LST and NDBI are positively correlated. NDVI and NDBI have a strong negative association, while LST and UTFVI have a positive correlation. Urban planners and environmentalists can study the LST’s effects on land surface parameters in different environmental contexts during the lockout period. The urban heat island (UHI) phenomenon, in which the land surface qualities of an urban region cause a change in the urban thermal environment, forms and intensifies over an urban area. The minimum and maximum LST in grid number 1 in 2009 was 20.30 °C and 29.91 °C, respectively, with a mean LST of 25.1 °C. There was a decline in the minimum and maximum LST in grid number 1 in 2020 with a minimum and maximum LST of 17.31 °C and 25.35 °C, respectively, with a mean LST of 21.33 °C. There was a 3.8 °C drop in the LST of this grid. The minimum and maximum NDVI were also − 0.16 and 0.59, respectively, with an average NDVI value of 0.21. Therefore, it is essential to evaluate and foresee the impact of LULC change on the thermal environment and examines the connection between LULC shifts with subsequent changes in land surface temperature (LST) along with the UHI phenomenon. Maps of the UTFVI reveal positive UHI phenomena, with the highest UTFVI zones occurring over the developed area and none over the adjacent rural territory. During the summer months, the urban area with the strongest UTFVI zone grows noticeably larger than it does during the winter months during the forecasted years. Future policymakers and city planners can mitigate the effects of heat stress and create more sustainable urban environments by evaluating the expected distribution maps of LULC, LST, UHI, and UTFVI.