The fretting fatigue crack formation and propagation behaviors of Ni‐based single‐crystal (NBSX) superalloys are investigated in this paper. Subsurface crack formation process is revealed by in situ fretting fatigue experiment. The crack is observed to form on subsurface area, then propagates to the contact surface. Inclusions in materials are found to have obvious effects on crack propagation, and slip lines are closely related to the crack propagation direction. Crystal plastic finite element method (CPFEM) simulation is used to simulate crack formation position. The accumulative plastic strain peaks at the edge of contact zone and the subsurface area. The results show that the CPFEM simulation and in situ observation achieve good agreements.