Price and Spouse's Coverage in Employee Demand for Health Insurance

Behavior in the Market for U.S. Army Recruits: PLS and 2SPLS Analysis of the Impact of Health Insurance Unavailability in the Non-Military Sector, 2003-2007

“…Their data reveal that, overall, females in the labor force tend to have a lower "take-up" rate than males in terms of health insurance plans: 73 percent of the time for females versus 88 percent of the time for males. Dushi & Honig (2003) argue that some significant portion of this male-female take-up disparity is attributable to married women opting to rely on a spouse's health insurance plan. This male-female take-up disparity notwithstanding, when a health insurance plan is available through the employer, nearly three-fourths of the time women do take advantage of the option.…”

“…This attention covers a broad spectrum of topics, ranging from hospital costs, profitability, and efficiency issues to medical malpractice to physician staffing to health care inflation (Chirikos, 1998-99;Daniels & Gatsonis, 1999;Given, 1996;Glied, 2003;Goodman & Stano, 2000;Jordan, 2001;Karsten, 1995;Okunade, 2001Okunade, , 2003Olsen, 1996). These issues notwithstanding, the issue that has received the greatest growth in attention is that of health insurance coverage (Bharmal & Thomas, 2005;Cebula, 2006;Cutler, 1994;Dushi & Honig, 2003;Frick & Bopp, 2005;Gruber, 2003;Harris & Keane, 1999;Kronick & Gilmer, 2002;Newhouse, 1994;Nyman, 2003;Swartz, 2001Swartz, , 2003. This high visibility has resulted in enormous public controversy over proposed federal legislation in the form of HR 3200 ("America's Affordable Health Choices Act of 2009") and other somewhat similar health care reform proposals.…”

Does a Lack of Health Insurance Elicit an Increase in the Rate of Voluntary Military Enlistment in the U.S.? The “Military Health Care Magnet Hypothesis,” 1974-2007

“…In the study by Dushi and Honig (2003), the focus involving healthcare insurance is rather different. In particular, in Table 1 of their study, Dushi and Honig (2003, p. 253) provide evidence on gender differences in the propensity to purchase group health insurance when the latter is available.…”

“…Their data reveal that, overall, females in the labor force tend to have a lower "take-up" rate than males in terms of health insurance plans: 73 percent of the time for females versus 88 percent of the time for males. Dushi and Honig (2003) argue that some significant portion of this male-female take-up disparity is attributable to married women opting to rely on a spouse's health insurance plan. This male-female take-up disparity notwithstanding, when a health insurance plan is available through the employer, nearly three-fourths of the time women do take advantage of the option.…”

“…The topics debated range from hospital costs, profitability, and efficiency issues to medical malpractice to physician staffing to the health care inflation rate (Chirikos, 1998-99;Daniels and Gatsonis, 1999;Given, 1996;Glied, 2003;Goodman and Stano, 2000;Hart et al, 1997;Jordan, 2001;Karsten, 1995;Koch, 1992;Okunade, 2001Okunade, , 2003Olsen, 1996).One of the most important and contentious issues in U.S. healthcare that has received the greatest increase in attention in recent years is health insurance coverage (Bharmal and Thomas, 2005;Bundorf and Pauly, 2002;Cebula, 2006;Dushi and Honig, 2003;Frick and Bopp, 2005;Gruber, 2003;Harris and Keane, 1999;Holahan et al, 2003;Kronick and Gilmer, 2002;Marstellar et al, 1998;de Meza, 1983;Newhouse, 1994;Nyman, 2003;Swartz, 2001;.…”