Gravitational waves (GWs) from primordial black holes (PBHs) inspiraling within neutron stars (NSs)—should they exist—are detectable by ground-based detectors and offer a unique insight into the internal structure of NSs. To provide accurate templates for GW searches, we solve Einstein’s equations within NSs and calculate the orbital motion of the captured PBH by considering dynamical friction, accretion, and gravitational radiation. Equipped with precise GW waveforms for PBHs inspiraling inside NSs, we find that the Einstein Telescope can differentiate between various equations of state for NSs. As PBHs inspiral deeper into NSs, the GW frequency rises near the surface, then decreases to a constant value deeper within NSs. The distinctive characteristics of GW frequency serve as the smoking gun for GW signals emitted by PBHs inspiraling inside NSs and can be used to probe the nuclear matter in the crust and core of NSs.