2024
DOI: 10.3390/agriculture14091512
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Producer Welfare Benefits of Rating Area Yield Crop Insurance

Azadeh Falsafian,
Mohammad Ghahremanzadeh,
Taravat Aref Eshghi
et al.

Abstract: Index-based insurance is an innovative concept for evaluating agricultural risks and payouts, which uses an index instead of traditional on-site loss assessment. Area yield insurance, as an index-based approach, is an effective strategy to mitigate moral hazard and adverse selection issues. This study aims to develop area yield insurance as a new insurance plan in Iran for two major crops: wheat and barley. It utilized kernel and joint kernel distributions to price the insurance and assessed producer welfare b… Show more

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