We provide a categorical interpretation for escrows, i.e. trading protocols in trustless environment, where the exchange between two agents is mediated by a third party where the buyer locks the money until they receive the goods they want from the seller.A simplified escrow system can be modeled as a certain kind of optic in a monoidal category M (e.g., the category of sets with cartesian product); escrows can be regarded as morphisms of a category E(M), with the same objects of M, and where the hom-objects are ⟨X,). When X is a comonoid and Y is a monoid in M, E(M)(X, Y ) is a monoid in Set (or in the base of enrichment chosen to model one's specific problem), acting on the set of optics. Moreover, we define a maphaving action-like properties. This has the following interpretation: the object B acts as an intermediary in a transaction between X and Y , modeled by an escrow in ⟨Y, X⟩.