Promoting better financial inclusion through web page transformation—a systematic literature review

Gollapudi, Sai; Choppella, Venkatesh; Sanagavarapu, Lalit Mohan; Chimalakonda, Sridhar; Reddy, Y. Raghu

doi:10.1007/s42786-019-00010-0

Cited by 5 publications

(3 citation statements)

References 75 publications

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“…Furthermore, innovative technology and new communication tools have changed the organizations within the financial system, in addition, digitalization enhanced the rapidity and protection shaping the modern lifestyle (Boskov & Drakulevski, 2017 ). However, customers and policy makers have fears about data safekeeping (Caruana, 2016 ; Ozili, 2018 ), especially in terms of the security of internet servers (Gollapudi et al, 2019 ). Many studies have stated that financial inclusion can be related to the number of web servers that promise secure online transactions (Diniz et al, 2012 ; Caruana, 2016 ; Gollapudi et al, 2019 ; Helm et al, 2019 ).…”

Section: Literature Reviewmentioning

confidence: 99%

“…However, customers and policy makers have fears about data safekeeping (Caruana, 2016 ; Ozili, 2018 ), especially in terms of the security of internet servers (Gollapudi et al, 2019 ). Many studies have stated that financial inclusion can be related to the number of web servers that promise secure online transactions (Diniz et al, 2012 ; Caruana, 2016 ; Gollapudi et al, 2019 ; Helm et al, 2019 ). Accordingly, we posed the following research question: RQ1 : How does financial access lead to an increase in the use of internet servers that guarantee secure online transactions (ethical proxy)?…”

Section: Literature Reviewmentioning

confidence: 99%

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The financial access, ICT trade balance and dark and bright sides of digitalization nexus in OECD countries

et al. 2023

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The information and communication technology (ICT) of trade balance is one of the main facilitators of any business sustainability. As ICT and financial inclusion eases access to knowledge and enhances significantly developing several human skills and competencies, its impact in industrial sectors has mainly recognized as positive. But digitalization as well arguable comes with some other challenges, while disruptive digital innovations exerted on different industries and economies. In this spirit, this study aims to measure the impact of financial access and the information and communication technology (ICT) trade balance on the dark and bright sides of digitalization. Data has been collected from 31 countries of Organisation for Economic Co-operation and Development (OECD) for the period of 2008–2019. Technological growth, technological innovation, technological performance risk and ethical proxies were used to examine the dark and bright sides of digitalization. The main findings were consistent and confirmed by the estimated panel least squares, fixed and random effects, feasible generalized least squares and system generalized method of moments (S-GMM) estimators. Financial access has found to have a significant negative impact on the digitalization proxies reflecting the dark side of digitalization in all estimators. Whereas, the ICT trade balance has found to have a significant positive impact on digitalization proxies reflecting the bright side of digitalization in most estimators. These results contribute to the policy debate on the importance of digital finance models and ICT exports awareness when promoting the bright side of digitalization. Furthermore, policy makers should monitor and update information that is disclosed digitally as the results of this study extended support the creative destruction theory which implicitly included economic innovation and the business cycle theories.

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Section: Literature Reviewmentioning

confidence: 99%

Section: Literature Reviewmentioning

confidence: 99%

The financial access, ICT trade balance and dark and bright sides of digitalization nexus in OECD countries

et al. 2023

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“…The financial organizations, especially of the banking sector, extensively use web-based services and mobile applications [72], which expose them to all vulnerabilities and threats identified by OWASP, already presented in Subsection II-B2. The real identified banking systems vulnerabilities are usual programmers' mistakes, application of weak or insufficient cryptography, or inappropriate security management [73].…”

Section: ) Threats and Vulnerabilitiesmentioning

confidence: 99%

Verticals in 5G MEC-Use Cases and Security Challenges

et al. 2021

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5G is the fifth-generation cellular network satisfying the requirements IMT-2020 (International Mobile Telecommunications-2020) of the International Telecommunication Union. Mobile network operators started using it worldwide in 2019. Generally, 5G achieves exceptionally high values of performance parameters of access and transmission. The application of edge servers facilitated the implementation of such requirements of 5G, which resulted in 5G MEC (Multi-access Edge Computing) technology. Moreover, to optimize services for specific business applications, the concept of 5G vertical industries has been proposed. In this paper, we study how the application of the MEC technology affects the functioning of 5G MEC-based services. We consider twelve representative vertical industries of 5G MEC by presenting their essential characteristics, threats, vulnerabilities, and known attacks. Next, we analyze their functional properties, give efficiency patterns and identify the effect of applying the MEC technology in 5G on the resultant network's quality parameters to identify the expected security requirements. Finally, we identify the impact of classified threats on the 5G empowered vertical industries and identify the most sensitive cases to focus on their protection against network attacks in the first place.

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Web Augmentation: A systematic mapping study

Aldalur

2024

Science of Computer Programming

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Promoting better financial inclusion through web page transformation—a systematic literature review

Cited by 5 publications

References 75 publications

The financial access, ICT trade balance and dark and bright sides of digitalization nexus in OECD countries

The financial access, ICT trade balance and dark and bright sides of digitalization nexus in OECD countries

Verticals in 5G MEC-Use Cases and Security Challenges

Web Augmentation: A systematic mapping study

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