“…Financial considerations may be of particular concern for underrepresented ethnic minority applicants as undergraduate borrowing for Latino and Black students has been found to reduce the chances of their application and enrollment into graduate school, potentially due to their resistance to accumulating additional debt (Malcom & Dowd, 2012). Therefore, programs sharing information about financial costs and support, as well as employment and future earning potential after graduation, can better assist students in weighing the costs and benefits associated with attending graduate school (see Smith et al, 2016). Therefore, programs sharing information about financial costs and support, as well as employment and future earning potential after graduation, can better assist students in weighing the costs and benefits associated with attending graduate school (see Smith et al, 2016).…”