Prospect of Islamic Electronic Money in Indonesia: Case Study on the LinkAja Application

Hasan, Zulfikar; Jayanti, Endah Dwi; Azlina, Nur; Lestari, Reski; Muslim, Muslim

doi:10.21927/jesi.2022.12(1).1-13

Cited by 4 publications

(5 citation statements)

References 27 publications

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“…This virtual pattern of trading and payments is what is referred to as the digital economy. The role of the digital economy in penetrating market access, increasing purchasing power and ease of transactions contributes greatly to the economic progress of a country, because it is considered very efficient by saving time, energy and costs (Hasan et al, 2022).…”

Section: Results and Discussion The Development Of Crime In The Digit...mentioning

confidence: 99%

Law Enforcement Against Cryptocurrency Abuse

Widyatmoko,

Atmasasmita,

F Susanto

et al. 2024

JOSR

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This paper aims to provide literacy or knowledge in law enforcement efforts that can be carried out against crimes by misusing cryptocurrencies as a means of transaction. This article uses a type of normative legal research using a legal perspective to produce a concept in solving problems that occur, supported by a legal approach and a case approach. The data used is sourced from secondary data with primary legal materials that are binding and fundamental. The approach method used in this study is the archival juridical approach method, which is legal research that prioritizes how to examine primary and secondary data, in the form of interviews with various sources and positive legal studies and how to implement them in practice in the field. The results of this study show that law enforcement against the misuse of cryptocurrencies requires government support in the form of clear regulations and firm legal policies on the use of cryptocurrencies. So that the law enforcement process fulfils a sense of justice for the community and the achievement of legal certainty.

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Section: Results and Discussion The Development Of Crime In The Digit...mentioning

confidence: 99%

Law Enforcement Against Cryptocurrency Abuse

Widyatmoko,

Atmasasmita,

F Susanto

et al. 2024

JOSR

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“…As in the Islamic boarding school-based economic development which is a collaboration with the government. LinkAja targets to be able to participate in government programs in 3,300 Islamic boarding schools, as well as in thousands of mosques (Zulfikar Hasan, et al, 2022).…”

Section: The Reality Of E-wallet Transactionsmentioning

confidence: 99%

An Analysis of Islamic Business Ethics in E-Wallet in Indonesia with A Case Study of Go-Pay

Minarni

Asnawi

2022

J. Islam. Econ. Lariba

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This article aims to examine the E-wallet business from the perspective of Islamic Business Ethics. The reality in E-wallet transactions still raises pros and cons in terms of its validity according to the Islamic framework. This study uses a qualitative descriptive method and a phenomenological approach. The tendency of people in the industrial era 4.0 to use digital-based application services requires proper literacy for short and long term goals. The results of this study indicate that various types of E-wallet applications, one of which is Go-Pay, allegedly still contain things that are contrary to Islamic Business Ethics. This can be seen, among other things, in the provision of special discounts or free shipping for Go-Pay application users, as well as the deposition of user balances in conventional banks (ribawi banks). Contemporary scholars who argue that this transaction is permissible argue because the transaction uses a wadi'ah contract and is in the framework of paying ujrah in advance. Whereas the scholars who forbid the transaction argue that the transaction contract is qardh (debt receivable) so that if it brings out benefits in it then it is included in usury. In implementing Islamic business ethics in e-wallet cases, e-wallet users must pay attention to the validity of the contract according to Islam and the purpose of the transaction according to maslahah. As for e-wallet suppliers, they must prioritize aspects of transaction legitimacy, product halalness, honesty, responsibility and trustworthiness.

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“…Humans, as servants of Allah whose status as social beings, to carry out their obligations to fulfil their rights, really need a legal order that can regulate and protect the rights and obligations of each member of society. One form of human activity in muamalah is ijarah [1]. According to the language, ijarah means wages, compensation or compensation.…”

Section: Introductionmentioning

confidence: 99%

“…From a business point of view, this business through boarding rooms is in great demand by other residents as a side business, this business can also be called a promising business field, and all of this cannot be separated. In a company, there must be a collaboration that will later aim at a mutually beneficial agreement [1]. In this collaboration between the tenant and the owner of the boarding house business, the tenant pays an amount of money following the contract to the owner.…”

Section: Introductionmentioning

confidence: 99%

Execution of Ijarah Contracts in Rental Houses According to an Islamic Economic Perspective: Case Study of Rental Houses in Bengkalis City

Hasan,

Asrori

2023

WSiSS

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The implementation of Ijarah Rental Contracts at Hendrawan's Boys/Girls Boarding House in Islamic Economics is the primary focus of this study. The purpose of this study was to ascertain how the rental of boarding houses would be implemented in Sengoro Village, Bengkalis District. Additionally, determine whether the ijarah contract's execution is hindered. The methodology of this study is qualitative. Qualitative research is the term for this kind of study. Field conditions and descriptions serve as the basis for this type of research, which aims to develop concepts, understandings, and theories. A study that aims to accurately describe the nature of an individual, condition, symptom, or particular group as it is is known as descriptive analysis. An interview or interview is the method used to collect data. An interview is a kind of conversation that uses verbal communication to get information and written documentation. The rent agreement for renting Hendrawan's son and daughter's boarding house is carried out verbally as a result of this research. The rental contract system can be transferred as long as the owner of the boarding house has given prior approval, proof of payment is only recorded via WhatsApp, and the tenant is entirely responsible for the provided boarding facilities. The study came to the conclusion that the rental house's ijarah contract was carried out in accordance with Islamic law. However, the boarding house owner's income decreased as a result of the Covid-19 pandemic's obstacles.

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Prospect of Islamic Electronic Money in Indonesia: Case Study on the LinkAja Application

Cited by 4 publications

References 27 publications

Law Enforcement Against Cryptocurrency Abuse

Law Enforcement Against Cryptocurrency Abuse

An Analysis of Islamic Business Ethics in E-Wallet in Indonesia with A Case Study of Go-Pay

Execution of Ijarah Contracts in Rental Houses According to an Islamic Economic Perspective: Case Study of Rental Houses in Bengkalis City

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