Punching loan sharks on the nose: effective interventions to reduce financial hardship in New Zealand

Signal, Louise; Lanumata, Tolotea; Bowers, Sharron G.

doi:10.1071/he12108

Cited by 3 publications

(2 citation statements)

References 6 publications

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“…Problematika rentenir tidak hanya terjadi di Kota Langsa, bahkan di berbagai negara juga mengalami kasus yang sama terkait dengan permasalahan rentenir, seperti penelitian Annkathrin Possner, Selina Bruns dan Oliver Musshoff yang dilakukan di negara Kamboja (Possner et al, 2021) mengambarkan bahwa para petani kecil memilih rentenir sebagai kreditur karena sedikit resiko. Penelitian Bruce R. Bolnick di Malawi (Bolnick, 1992), Claudia N. Berg, M. Shahe Emran dan Forhad Shilpi di Banglades (Berg et al, 2013) dan penelitian Louise Signal, Tolotea Lanumata, Sharron Bowers di New Zealand (Signal et al, 2012a). Beberapa penelitian tersebut mejelaskan bahwa rentenir dengan bunga pinjaman tinggi menjadi alternatif bagi pengusaha kecil, dibutuhkan langkah tegas untuk mengatur pergerakan rentenir agat tidak merugikan para pengusaha kecil.…”

Section: Pendahuluanunclassified

RENTENIR: Alternatif Kredit Bagi Pedagang Muslim Di Kota Langsa Pada Masa Pandemi COVID-19

Yahya¹

2021

SAMUKA

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The Covid-19 pandemic is an opportunity for moneylenders to influence potential customers to borrow money from moneylenders with an easy and fast loan process. This paper aims to describe the phenomenon of moneylenders in Langsa City during the covid-19. The qualitative method in this study uses primary data in the form of interviews with Muslim traders in Langsa City who are directly involved with moneylenders. The results of this study indicate that moneylenders have played their role in the economic situation of the declining traders to get more benefits from the customers and the loan models offered are varied, the loan offers are easy and the process is fast enough with an ID card to be an attraction for Muslim traders, plus The Covid-19 condition has increasingly convinced the Muslim traders of Langsa City to make loans to moneylenders even though they know that loan interest is high.

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Section: Pendahuluanunclassified

RENTENIR: Alternatif Kredit Bagi Pedagang Muslim Di Kota Langsa Pada Masa Pandemi COVID-19

Yahya¹

2021

SAMUKA

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“…In the Australian context, thresholds are set by microfinance lenders largely to avoid causing loan applicants to become further in debt, avoiding the risk of increasing rather than reducing financial strain (Burkett and Sheehan, 2009;Dale et al, 2012). Nevertheless, a consequence may mean those people who are unable to access microfinance may turn to the easily accessible payday-and consumer-lenders, which have no such qualms about causing increased financial hardship (Signal et al, 2012).…”

Section: Mic Rofi Nance In Australiamentioning

confidence: 99%

The Neoliberal Production of Deserving and Undeserving Poor: A Critique of the Australian Experience of Microfinance

Mackenzie

Louth

2019

Social Policy and Society

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Neoliberalism as economic orthodoxy has facilitated the onset of social and public policy that is required to ‘fit’ with the common sense of our times. This article critiques the growth of government-supported financial capability programs in Australia. We explore the experiences of a sample of rural South Australians who have accessed microcredit. We found that microcredit provides an avenue for poverty survival by reducing the stresses associated with financial shocks through consumption smoothing, yet that the extent to which microcredit contributes to addressing poverty and inequality is questionable. We critique how the discourse of financial resilience aims to produce deserving neoliberal citizens who are moving toward self-reliance. We conclude that effort should be directed at developing a structural, proportionate universal approach that does not rely on financially vulnerable individuals navigating a regulatory environment that rewards and punishes in accordance to a market logic.

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An Annotated Bibliography on Recordkeeping Practices within Pacific Churches

Vea¹

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<p>This bibliography focuses on recordkeeping in Pacific churches. It is organised into the following sections: current recordkeeping practices in the Pacific, archives in the Pacific, recordkeeping practices within churches in general, remittances, loan sharks and debt. It also covers news articles reporting instances of the abuse of resources in the Pacific church context. This annotated bibliography will assist with future research investigating the recordkeeping practices of Pacific churches. This is an area that needs investigating as Pacific families donate enormous amounts of money to the churches they belong to.</p>

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Punching loan sharks on the nose: effective interventions to reduce financial hardship in New Zealand

Cited by 3 publications

References 6 publications

RENTENIR: Alternatif Kredit Bagi Pedagang Muslim Di Kota Langsa Pada Masa Pandemi COVID-19

RENTENIR: Alternatif Kredit Bagi Pedagang Muslim Di Kota Langsa Pada Masa Pandemi COVID-19

The Neoliberal Production of Deserving and Undeserving Poor: A Critique of the Australian Experience of Microfinance

An Annotated Bibliography on Recordkeeping Practices within Pacific Churches

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