Backward erosion piping, a soil erosion phenomenon induced by seepage, compromises the stability of water-retaining structures such as dikes. During floods, the seepage in the dike body increases due to high water levels, which directly affects the progression of the piping channel. The formation of the piping channel then impacts the stability of the dike. In this paper, an improved piping model that considers the impact of seepage in the dike body is proposed based on Wewer’s model. Specifically, we added a seepage field of the dike body to the original model to account for the impact of dike-body seepage on the evolution of piping. The seepage field of the dike body is solved using Darcy’s law and the continuity equation for unsaturated porous media. In addition, this approach also incorporates the coupling effect of seepage stress. The accuracy of the model was verified through comparing the calculated results with the IJkdijk experiment and Wewer’s results. The effects of BEP on dike stability were investigated using the proposed improved piping model. The two major conclusions of the study are that (1) the incorporation of unsaturated seepage enhanced the performance of the piping model, allowing it to more accurately simulate the development of pipe length and the changing of pore pressure; and (2) the formation of the pipe impacted dike stability, leading to a substantial reduction in the safety factor of the dike slope.