“…The consequence of discriminatory actions is also known to differ by its type. Discrimination at the structural level is invoked as the primary cause of racial/ethnic gaps in income, employment, housing, and such (Jones, 2000), while discrimination at the personal level has been associated with various adverse psychological, behavioral, and health outcome for individuals of all ages (Sanders-Phillips, 2009;Finch & Vega, 2003;Brody et al, 2006). As ethnic minorities are perpetually exposed to discriminatory experiences in their daily life, discriminations based on one's race or ethnicity undoubtedly function as a significant risk factor (Prelow, Mosher, & Bowman, 2006) and a chronic stressor (Harrell, 2000), which over time can lead to deteriorated health and mental health, affecting all aspects of their life (Selye, 1956, as quoted in Prelow et al, 2006.…”