“…Although the exposure perspective can account for some group differences in the stress-health relationship, researchers note that while holding stress at equal levels, some groups (e.g., women, the poor, and racially underrepresented groups) still report higher levels of psychological distress (McLeod & Kessler, 1990;Thoits, 1984Thoits, , 2010. Conversely, the vulnerability perspective begins with the assumption that stress alone cannot account for social group differences in psychological distress, but rather it is the mediators (e.g., mastery, selfesteem, and social support) that govern the effects of stressors (Kessler, 1979;Pieterse, Carter, & Ray, 2013;Thoits, 2010). Because our research is guided by Pearlin's stress-support-distress framework, our conceptual model (see Figure 1) accounts for exposure to stress (i.e., the quantity and source of stress), vulnerability to stress (i.e., perceptions of social support adequacy), and the manifestation of stress (i.e., psychological distress).…”