The literature indicates systematic attempts have been madc to combine the approach of cognitive therapy with behavior therapy. The following paper reflects that much research has been done in this area showing great promise. Certainly the cognitive variable is significant in the treatment of human behavior, yet it can not be considered in isolation of other dimensions of behavior. Significant contributions have been made in the treatment of dcpression, phobias, anxiety, and panic attacks. Treatment elements have been applied to a diverse range of conditions, yet practice research has not documented statistical evidence of the effectiveness of the results.Further study needs to isolate the aspect of treatment that is producing the outcome. Greater attcntion needs to be given to the generalization and maintenance of treatment. Certainly the inclusion of cognitive variables in the assessment of human behavior enables comprehensive treatment of the individual. The authors indicate that further clinical research is needed to isolate specific predictors for