Receptiveness of Islamic Home Financing among Malaysians: A Revisit

Sayuti, Khadijah M.; Amin, Hanudin; Razak, Dzuljastri Abdul; Rizal, Hamid

doi:10.33736/ijbs.3294.2020

Cited by 7 publications

(6 citation statements)

References 23 publications

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“…Meanwhile, subjective norms and perceived behavioural control significantly affect the intention of using a mortgage. Also different from the results of research conducted by Sayuti et al (2020), which shows that attitude and perceived behavioral control of the TPB are significant in determining the receptiveness of Islamic mortgage products. The results of this previous study can be a reference in measuring millennial consumers' acceptance of Islamic mortgage products in Indonesia.…”

Section: Islamic Mortgagecontrasting

confidence: 90%

“…H2: Subjective norms have a positive and significant effect on an individual's intention to choose Islamic mortgage products Perceived Behavioral Control Ajzen (1991) defines perceived behavioural control as the presence or absence of the necessary resources and opportunities, as well as individual perceptions or the ease or difficulty of performing exciting behaviours. Previous empirical studies have stated arguments and indicated that PBC has a positive and significant effect on an individual's intention to choose Islamic mortgage products (Ahmed et al, 2019;Ali et al, 2017;Amin et al, 2011;Amin, Rahim, et al, 2014;Ibrahim et al, 2017;Sayuti et al, 2020). This explained that if there is adequate support and resources, choosing an Islamic mortgage will be positive and strong.…”

Section: Subjective Normmentioning

confidence: 98%

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Psychological attitudes of Indonesian millenials consumer to choose Islamic banking financing

Santoso

Nurzaman²

2023

al-Uqud

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Islamic banks define as financial service institutions which offer the ease of owning home through Islamic homeownership financing products as knows as Islamic mortgage. This financing product can be a solution for millennials to be able to own a home. This study aims to examine the psychological response of millennials generation towards acceptance in choosing an Islamic mortgage using Theory of Planned Behavior Model (TPB) with Attitude, Subjective Norm, and Perceived Behavioral Control as variables. Analyzed of 256 respondents in this study used Structural Equation Modelling AMOS (SEM-AMOS) and IBM SPSS Statistics. The research shows that the variable Attitude and Perceived Behavioural Control have positive and significant impact on the intention of millennials to choose Islamic mortgage. Further, Perceived Behavioral Control was found to be the most influential factor in determining the intention of millennials to choose Islamic mortgage. On the other hand, this study also found that the Subjective Norm variable had a positive but not significant for the effect. These findings provide information that psychological factors can form the customer's intention to use Islamic mortgage products. Therefore, all stakeholders can consider the psychological factors of prospective customers in designing and developing Islamic mortgage products in Indonesia.

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Section: Islamic Mortgagecontrasting

confidence: 90%

Section: Subjective Normmentioning

confidence: 98%

Psychological attitudes of Indonesian millenials consumer to choose Islamic banking financing

Santoso

Nurzaman²

2023

al-Uqud

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“…Moreover according to . Sayuti et al, (2020) and Shaikh and Noordin, (2020) many studies concluded that TPB constructs has a significant impact on investment intentions, but other factors such as religiosity, marketing and returns on investments also considered by some studies 3.2. Themes and Sub-themes A synthetic analysis has done to categorize the selected literature into themes (Braun and Clarke, 2019).…”

Section: Resultsmentioning

confidence: 99%

Financial Literacy and Investment Intention in Financial Assets: A systematic Literature Review Synthesis

Agha,

Khan

2023

JPR

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The purpose of this study is to contribute through highlighting importance of FL while investments in financial assets. In this study, we use systematic literature review approach to evaluate the impact of FL on investment intention in financial assets. This review has many conceptual and theoretical implication as it provides a deep understanding of impact of FL on investment intention, which could be very useful for finance practitioners. More specifically, the study aims to provide useful information to strategist in financial firms, advisors to state, investors who trade on the stock exchange, fund managers, financial analyst and strategist, investment bankers, traders/brokers at the stock exchange, policymakers, academics and market players to make effective decisions, as well as provide suggestions for potential future actions for the government to encourage investment by households by understanding the nature of their problems. This study contributed conceptually as one of the few and authentic SLRs which highlights the importance of FL influence on financial assets investment intentions by presenting the authentic and contemporary published literature on the specific subject.

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“…In addition, this model provides better insights to understanding on the lack of willingness control of an individual over the actual behaviour (Ajzen, 1991). TPB has been used in theorydriven research to examine topics such as the purchasing of halal food, sustainable housing, and the behaviour of online gamers (Sayuti et al, 2020).…”

Section: Literature Review Theory Of Planned Behaviormentioning

confidence: 99%

“…Numbers of researches have made the Islamic home financing and customer purchase intention a subject of interest (Ajetunmobi et al, 2018;M. A. Ibrahim et al, 2017a;Sayuti et al, 2020;I. M. Shaikh et al, 2021;I.…”

Section: Customers' Adoption Intention Of Islamic Home Financingmentioning

confidence: 99%

The Moderating Role of Islamic Corporate Social Responsibility in Shaping Customers’ Intention to Adopt Islamic Home Financing: A Conceptual Framework

Syed Noh,

Nazri

2023

IJARBSS

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As known to many, the world has witnessed the significant rise of Islamic banking in the global financial system. Like other financial institutions, Islamic banking institutions place great emphasis on consumers as they are regarded the most essential stakeholders of the institutions. Due to that fact, Islamic banking institutions greatly value viewpoints and preferences of their customers so that they can enhance products and facilities offered. This conceptual framework provides a new perspective on customers' intention to use Islamic home finance by introducing the moderating influence of Islamic Corporate Social Responsibility (iCSR) along with the behavioral control, subjective norms as well as attitude components of the Theory of Planned Behavior (TPB). By incorporating ethical considerations into the decision-making process, this framework hypothesizes that positive customer attitudes, favorable subjective norms, and enhanced behavioral control entail higher consumption intentions. Moreover, it proposes that iCSR intensifies this relationship by emphasizing the role of the ethical dimension to essentially impact the adoption of Islamic home financing among customers. Researchers and practitioners can benefit immensely obtaining valuable insights from this framework by. Also, the framework enhances understanding of the dynamics of Islamic finance adoption and provides a foundation for empirical validation and strategic decision making in the industry.

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Receptiveness of Islamic Home Financing among Malaysians: A Revisit

Cited by 7 publications

References 23 publications

Psychological attitudes of Indonesian millenials consumer to choose Islamic banking financing

Psychological attitudes of Indonesian millenials consumer to choose Islamic banking financing

Financial Literacy and Investment Intention in Financial Assets: A systematic Literature Review Synthesis

The Moderating Role of Islamic Corporate Social Responsibility in Shaping Customers’ Intention to Adopt Islamic Home Financing: A Conceptual Framework

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