“…For instance, Hispanic and Asian communities in the USA will climb to 30% and 8%, respectively, by 2050 (Kipnis et al, 2019), as well as half of the population worldwide will be Muslim by 2030 (Solomon, 2018). This phenomenon robust the demand for brands, products and services compliant with their culture and religion (Aji and Muslichah, 2022;Hati et al, 2021;Jan and Shafiq, 2021;Sandikci, 2018). In the region with Muslims as a minority, such as Thailand, social influence and trust have a crucial role to influence people to adopt Islamic bank (Ezeh and Nkamnebe, 2022).…”