This study explores the enhancement of silicon-based solar cell performance and durability through the application of zinc oxide (ZnO) nanocomposite film coatings. Utilizing the sol–gel method, ZnO nanorods were synthesized and dispersed within a polyvinyl butyral (PVB) matrix, resulting in uniform nanocomposite films. Comprehensive characterization using X-ray Diffraction (XRD), Fourier-Transform Infrared Spectroscopy (FTIR), Scanning Electron Microscopy (SEM), UV-Visible spectroscopy, and contact angle measurements confirmed the effective integration and desirable properties of ZnO within the PVB matrix. The ZnO coatings demonstrated superior UV absorptivity, significantly blocking UV radiation at 355 nm while maintaining high transparency in the visible range. This led to improvements in key photovoltaic parameters, including short circuit current (Jsc), open-circuit voltage (Voc), efficiency (η), and fill factor (FF). Although a minor reduction in Isc was observed due to the ZnO layer’s influence on the light absorption spectrum, the overall efficiency and fill factor experienced notable enhancements. Furthermore, the thermal load on the solar cells was effectively reduced, mitigating UV-induced degradation and thereby prolonging the operational lifespan of the solar panels. Under damp heat conditions, the coated solar panels exhibited remarkable durability compared to their uncoated counterparts, underscoring the protective advantages of ZnO films. These findings highlight the potential of ZnO nanocomposite coatings to significantly boost the efficiency, reliability, and longevity of silicon-based solar panels, making them more viable for long-term deployment in diverse environmental conditions.