“…Importantly, Cadstedt (2010) highlights the main cause of insecurity for tenants (who are faced with regular rental payments) as well as landlords (subject to tenants with very insecure incomes) as being poverty. Most landlords across Africa, Asia and Latin America have no more than a couple of properties, and often live on the same property as their tenants (Rakodi, 1995;Watson & McCarthy, 1998). Despite the wide variations in tenure described above, obvious relationships of exploitation are not common (UN Habitat, 2003), with a number of studies reporting benign arrangements (Gilbert et al, 1997;Gordon & Nell, 2006;Kaitano, 2001), or even positive arrangements (Rakodi, 2002).…”