Research on Digital Inclusive Finance Promoting the Integration of Rural Three-Industry

Ge, Haiwen; Li, Bowen; Tang, Decai; Xu, Hui; Boamah, Valentina

doi:10.3390/ijerph19063363

Cited by 58 publications

(45 citation statements)

References 30 publications

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“…Our research contributes to the extant literature in the following aspects. First of all, the extant literature has verified that DFI can promote agricultural eco-efficiency [ 9 ], protect the agricultural supply chain [ 10 ], improve agricultural green total factor productivity [ 11 ], mitigate farmers’ vulnerability to poverty [ 12 , 13 ] and efficiently integrate rural tertiary industry [ 14 ], etc. Nevertheless, research direct exploring the relationship between DFI and HQAD is scarce.…”

Section: Discussionmentioning

confidence: 99%

“…Specifically, Fang and Zhang [ 10 ] empirically verified that 1% increase in the DFI can increase agricultural trade by approximately 1.6%, which means that DFI plays a significant role in protecting the agricultural supply chain. Ge et al [ 14 ] pointed out that DFI can create a healthy rural financial ecological environment, in order to integrate the rural tertiary industries. The extant literature also verified that the development of DFI can significantly increase Chinese farmers’ willingness to adopt agricultural technology in the production process [ 23 ].…”

Section: Literature Review and Hypothesis Developmentmentioning

confidence: 99%

“…However, in theory, research focusing on the relationship between DFI and HQAD is still in the initial stage. The extant literature has verified that DFI can promote agricultural eco-efficiency [ 9 ], protect the agricultural supply chain [ 10 ], improve agricultural green total factor productivity [ 11 ], mitigate farmers’ vulnerability to poverty [ 12 , 13 ] and efficiently integrate rural tertiary industry [ 14 ]. Despite that these studies, to some extent, provide some indirect evidence on the relationship between DFI and HQAD, studies directly exploring whether and how DFI can enhance HQAD are scarce.…”

Section: Introductionmentioning

confidence: 99%

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How Can Digital Financial Inclusion Promote High-Quality Agricultural Development? The Multiple-Mediation Model Research

Zhang

Liu

Sun

et al. 2023

IJERPH

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In order to balance the relationship between economics, society and environment, the Chinese government has stated that China’s economy should shift from high-speed growth to high-quality development. Since agriculture is the foundation of the national economy, high-quality development of agriculture plays significant roles in the achievement of food security, social stability and environmental sustainability in China. In practice, the expansion of digital financial inclusion (DFI) seems to provide valuable opportunities for the development of high-quality agriculture. Nevertheless, in theory, the extant literature ignores exploration of the close relationships between DFI and high-quality agricultural development (HQAD). Hence, using Chinese provincial panel data from 2011 to 2020 and structural equation model (SEM) in STATA 16.0, this paper attempts to investigate whether and how DFI can enhance HQAD. Analysis reveals that (1) DFI can directly promote HQAD; (2) DFI can indirectly facilitate HQAD through the mediator of farmland transfer (FLT); (3) DFI can indirectly promote HQAD through the mediator of farmland mechanization level (FML); (4) compared with the benefits brought by “high-mechanization”, the benefits brought by “large-scale” farmland transfer policies are much greater. To our knowledge, our research is one of the first to investigate the direct and indirect effecting mechanisms of DFI’s influence on HQAD from the perspectives of farmland scale and farmland technology.

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Section: Discussionmentioning

confidence: 99%

Section: Literature Review and Hypothesis Developmentmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 1 more Smart Citation

How Can Digital Financial Inclusion Promote High-Quality Agricultural Development? The Multiple-Mediation Model Research

Zhang

Liu

Sun

et al. 2023

IJERPH

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“…Its source has been not only the concentration of social capitals but also the effective integration and connection of all economic resources (Wang et al, 2021). DIF has contributed to creating a healthier ecological environment for rural finances through rural Taobao and live commerce, playing an important role in integrating the rural tertiary industry (Ge et al, 2022). In terms of measurement indicators, Allen et al (2016) used financial availability indicators such as the geographical density of bank outlets, population density of bank outlets, and number of loan accounts per capita to measure the development of traditional inclusive finance.…”

Section: Open Accessmentioning

confidence: 99%

Research on the effects of digital inclusive finance on the efficiency of financial resource allocation

Fan

Chen

2022

Front. Environ. Sci.

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With the rapid progress of digital technology, finance has also embarked on the fast lane of its development. Whether and how the development of digital inclusive finance can improve the efficiency of financial resource allocation have both been significant questions for the Chinese government to answer. This study adopted the super-efficiency DEA method to measure the allocation efficiency of regional financial resources in China, integrating with the Digital Inclusive Finance (DIF) index published by the Digital Finance Research Center of Peking University, to study the influences of Digital Inclusive Finance on the Financial Resource Allocation Efficiency (FRAE). After considering the spatial factors, we found that the development of DIF could significantly promote Financial Resource Allocation Efficiency mainly in three aspects of coverage, depth, and credit. Meanwhile, in the analysis of its mechanisms, we also discovered that DIF could promote FRAE through human capital and enterprise innovations. Finally, this study indicated that the differences in regions and overcapacity levels would also modify the influences of DIF on FRAE. The enlightenment from this study is that relevant government departments should actively promote the development of digital inclusive finance, thereby, not only improving the efficiency of financial resource allocation and the coordinated action between regions but also promoting the transformation and upgrade of economic development methods.

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“…Several recent studies of the DIF are focused on evaluating macroeconomic effects, especially regarding how to promote green innovation and achieve the integration of rural three-industry [ 16 , 17 ]. From the perspective of micro-level effects, other studies also show the positive effect of DIF on alleviating poverty [ 14 , 18 ], household entrepreneurial decisions [ 19 ], consumption structure [ 20 ], investment portfolio efficiency [ 21 ], and debt ratio [ 22 ].…”

Section: Introductionmentioning

confidence: 99%

Heterogeneity Influence of Financial Digitalization and Inclusion on Employees’ Psychological States

Zhang

Yang

2023

Behavioral Sciences

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Digital inclusive finance (DIF) has the power to spawn a new system of Internet finance and realize financial inclusion. However, the role of DIF in improving the health status of individuals is largely unknown. This study aims to demonstrate whether and how the development of DIF impacts the mental health of Chinese employees. This paper performs an empirical study based on the city-level data of the digital inclusive financial index with the China family panel studies. Ordinary least squares (OLS), probit models and mediation techniques are employed with appropriate instruments to alleviate endogeneity concerns. The results show that DIF can help employees improve their mental health. The results were robust to a variety of checks. Moreover, increasing income is the main pathway in which DIF improves individual mental health. Finally, it also reveals the heterogeneous effects of DIF on individual mental health. That is, the use depth of DIF has a significant positive effect on mental health status, but not on other sub-indicators, such as coverage breadth and degree of digital service provision; on those vulnerable groups containing females and employees with low education, its decisive role is larger than their counterparts who are males and have high levels of education. These results highlight the vital role of DIF in improving the mental health status of individuals. Consequently, there is a need to strengthen the construction of financial infrastructure and achieve a deeper integration of the financial system with digital technologies.

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Research on Digital Inclusive Finance Promoting the Integration of Rural Three-Industry

Cited by 58 publications

References 30 publications

How Can Digital Financial Inclusion Promote High-Quality Agricultural Development? The Multiple-Mediation Model Research

How Can Digital Financial Inclusion Promote High-Quality Agricultural Development? The Multiple-Mediation Model Research

Research on the effects of digital inclusive finance on the efficiency of financial resource allocation

Heterogeneity Influence of Financial Digitalization and Inclusion on Employees’ Psychological States

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