“…LOY has become a popular research topic in recent years, especially in digital technologies innovation, SAT, service innovation, bank reputation, repurchase intention, emotions, personal relationship, quality, transaction, ambidextrous innovation and favourability of prior experiences (Chandrashekaran et al ., 2007; Kim et al ., 2016; Evanschitzky et al ., 2021; Biswas et al ., 2021; Shumakova, 2021; Chatzopoulou et al ., 2021; Tsai, 2017; El-Adly, 2019) (Table 1).…”