This paper reviews and examines rural education's financial and family planning policies in China to explore the influencing factors of gender differences in education in China and the differences in access to educational resources between urban-rural female students. Below are three main arguments that this review show from three factors:(1) Finance: there are differences in the economic development level of each region in China, and insufficient educational investment issued by local governments restricts the development of rural schools. Meanwhile, elementary education resources and funds in China are allocated according to household registration, which also leads to the unfair developing opportunity for students; (2) Schools: due to unsafe risks caused by disadvantageous school locations, teachers' and textbooks' unbalanced care to boys' leadership, incomplete courses to support girls' art interests, these could cause negative impacts on cultivating characters and access to the educational resource for rural female students;(3) Family: under the influence of family planning disparity and boy preference, family is a significant factor in female students' education, especially for rural girls, who are facing more intense sibling competition than urban girls. Rural households are more willing to invest in boys' education, resulting in unequal educational resources due to gender inequality at the family level. This review also indicates the consequences of this phenomenon on rural female students in China: due to the lack of education, it is hard for them to realize their self-cognition and ideology, leading to early pregnancy, an unwanted marriage, and even mental illness. Therefore, it is important to further improve the female student's education, and it is worthy of our in-depth thinking.