2022
DOI: 10.1155/2022/5346995
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Risk Assessment of Operator’s Big Data Internet of Things Credit Financial Management Based on Machine Learning

Abstract: Credit risk evaluation innovation is of incredible importance to monetary establishments. AI innovation can fundamentally work on the precision and versatility of credit risk evaluation. This paper aims to study the risk assessment of operator big data Internet of Things credit financial management based on machine learning. It proposes machine learning-related algorithms, including the introduction of logistic model and decision tree model, as well as related concepts of credit financial management risk. This… Show more

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Cited by 8 publications
(4 citation statements)
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“…The intersection between AI and IoT has garnered significant academic interest, resulting in several transformative applications across multiple industries. The integration's potential to revolutionize various sectors has been emphasized, such as the healthcare sector [20], credit risk evaluation innovation [67], and the automation strategy in smart cities [68]. This integration provides an enhanced customer experience and more informed business decisions through intelligent data analysis [20,69].…”
Section: Discussionmentioning
confidence: 99%
“…The intersection between AI and IoT has garnered significant academic interest, resulting in several transformative applications across multiple industries. The integration's potential to revolutionize various sectors has been emphasized, such as the healthcare sector [20], credit risk evaluation innovation [67], and the automation strategy in smart cities [68]. This integration provides an enhanced customer experience and more informed business decisions through intelligent data analysis [20,69].…”
Section: Discussionmentioning
confidence: 99%
“…The intersection between Artificial Intelligence (AI) and the Internet of Things (IoT) has garnered significant academic interest, resulting in several transformative applications across multiple industries. The integrationʹs potential to revolutionize various sectors has been emphasized, such as the healthcare sector [58], credit risk evaluation innovation [10], and the automation strategy in smart cities [16]. This integration provides an enhanced customer experience and more informed business decisions through intelligent data analysis [58,60].…”
Section: Rq Answers and Conclusionmentioning
confidence: 99%
“…The intersection between Artificial Intelligence (AI) and the Internet of Things (IoT) has garnered significant academic interest, resulting in several transformative applications across multiple industries. The integration's potential to revolutionize various sectors has been emphasized, such as the healthcare sector [58], credit risk evaluation innovation [10], and the automation strategy in smart cities [16]. This integration provides an enhanced customer experience and more informed business decisions through intelligent data analysis [58,60].…”
Section: Rq Answers and Conclusionmentioning
confidence: 99%