In this research work, we investigated the effects of a broad set of materials properties and external operating parameters on the opto-electrical output of a hybrid RbGeI3-based perovskite solar cell (PSC) as a means of enhancing its performance. We first performed a judicious numerical modelling of the reference cell with the following structure FTO/TiO2/RbGeI3/Spiro-OMeTAD/Ag, with data retrieved from the experiment. SCAPS program enables to model the device, considering charge carriers transport governing equations. Investigations are directed on addressing the current challenges that include thinner, less environmentally harmful, cost-effectiveness, and more stable solar devices over time. Analysis of the effects of different hole transport material (HTM) on current–voltage (J-V) and external quantum efficiency (QE) characteristics, helps to identify CuI as an ideal HTM. Optimal cell output were achieved by investigating the effects of metal contact work function, defect states, RbGeI3 thickness, light transmission/reflection at the front/back contact, as well as operating temperature. As a result, efficiency increased significantly from 10.11 to 18.10%, and fill factor that represents a stability indicator, increased from 63.68 to 76.95%. Moreover, an optimum open-circuit voltage Voc = 0.70 V and a high short-circuit current density of Jsc = 33.51 mA/cm2 were recorded. An additional study on the capture cross-section of charge carriers ($${\sigma }_{n,p}$$
σ
n
,
p
) on PV characteristics, enabled to achieve a power conversion efficiency (PCE) of 29.71% and FF of 88% at a value of $${\sigma }_{n,p}$$
σ
n
,
p
selected to be 10–22 cm2. This contribution aims at designing and producing thinner, more efficient, more stable and more environmentally clean and economically viable PSCs.