2021
DOI: 10.9734/ajaees/2021/v39i1230816
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Role of Microfinance in Functioning of Women Self-Help Groups (SHG) Under Bank Linkage Programme in the Rayalaseema Region of Andhra Pradesh

Abstract: Aims: To understand the functioning of bank-linked women-based self-help groups in the Rayalaseema region of Andhra Pradesh. Study Design: Cross-sectional. Place and Duration of Study: The study was conducted in two districts of the Rayalaseema region of Andhra Pradesh. The survey was conducted from April to May 2021. The reference year for the present study regarding financial parameters and group-related information was taken 2020 – 2021. Methodology: A total representative sample of 360 re… Show more

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Cited by 2 publications
(4 citation statements)
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“…Financially excluded people are those who do not have any access to the banking services. Financially exclusion is a broad concept related to a lack of access to a range of financial services or a narrow concept reflecting particular circumstances such as geographical exclusion, exclusion on the grounds that charges and prices are prohibitively high, or exclusion from marketing efforts [1]. Self-exclusion is also important where an individual believes there is little point in applying for a financial product because they expect to be refused (or) sometimes because of a previous experience of refusal (or) because they know someone else who has been refused.…”
Section: Introductionmentioning
confidence: 99%
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“…Financially excluded people are those who do not have any access to the banking services. Financially exclusion is a broad concept related to a lack of access to a range of financial services or a narrow concept reflecting particular circumstances such as geographical exclusion, exclusion on the grounds that charges and prices are prohibitively high, or exclusion from marketing efforts [1]. Self-exclusion is also important where an individual believes there is little point in applying for a financial product because they expect to be refused (or) sometimes because of a previous experience of refusal (or) because they know someone else who has been refused.…”
Section: Introductionmentioning
confidence: 99%
“…It is true that the most vulnerable consumers in society are the most affected by financial exclusion and its associated disadvantages. However, exclusion affects a much wider population of consumers on lower-median incomes [3].…”
Section: Introductionmentioning
confidence: 99%
“…The banking industry has shown tremendous growth in volume and complexity during the last few decades. Despite making significant improvements in all the areas relating to financial viability, profitability and competitiveness, there are concerns that banks have not been able to include vast segment of the population, especially the underprivileged sections of the society, into the fold of basic banking services [1].…”
Section: Introductionmentioning
confidence: 99%
“…These empowerment aids will create social and political stability. The Indian banking industry today is quite robust and strong to be able to take on the challenges of achieving greater financial inclusion [1,5].…”
Section: Introductionmentioning
confidence: 99%