We investigate the Schwinger pair creation process in the context of gravitational models with the back reaction of the electric field included in the geometry. The background is also an exact solution of type II superstring theory, where the electric field arises by Kaluza-Klein reduction. We obtain a closed formula for the pair creation rate that incorporates the gravitational back reaction. At weak fields it has the same structure as the general Schwinger formula, albeit pairs are produced by a combination of Schwinger and Unruh effect, the latter due to the presence of a Rindler horizon. In four spacetime dimensions, the rate becomes constant at strong electric fields. For states with mass of Kaluza-Klein origin, the rate has a power-like dependence in the electric field, rather than the familiar (non-perturbative) exponential dependence. We also reproduce the same formula from the string partition function for winding string states. Finally, we comment on the generalization to excited string states.