Abstract:Many financial institutions interact with their customers via short message services (SMS), which is today one of the fastest and most powerful means of communicating information around the world. This information can sometimes be an access code such as the unique password (OTP) for two-factor authentication (2FA) or banking information and personal identities. All this data is confidential, and it is a major disadvantage to send them since an SMS service does not provide data encryption during network transmi… Show more
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