Securing on-line credit card payments without disclosing privacy information

Hwang, Jing‐Jang; Yeh, Tzu-Chang; Li, Jung-Bin

doi:10.1016/s0920-5489(02)00102-2

Cited by 30 publications

(15 citation statements)

References 4 publications

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“…) or numeric information (phone numbers, coordinates, etc.). In the scientific literature, there are many studies regarding the implementation of these codes in different ways, including: in GPS Navigation Systems (Lai et al 2010); in the creation an Interactive Visual Document of Personal Experience (Rubin 2012); for the visualisation of architectural elements (Fonseca, Navarro, and Puig 2011); in the development of a web 2.0-based Ubiquitous Learning Platform for Schoolyard Plant Identification (Hwang, Yeh, and Li 2003); mobile learning (Lai et al 2013); and mobile augmented reality (Yoon et al 2011 (2013), the use of QR grew over 150% over the previous year, used mainly in packaging, mail, magazines and newspapers. The primary users of QR codes are Android OS users (48%), followed by iPhone OS users (45%), though their use in other operating systems is currently insignificant.…”

Section: Quick Response (Qr) Code Payment Systemsmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

158

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The main goal of our research is to analyse users' acceptance of Quick response (QR) code mobile payment systems, considering the population's widespread use of mobile devices. A comprehensive review of the scientific literature has justified the development of a behavioural model that explains intention to use of mobile payment via QR. To this end, the authors have carried out a study through an online survey to a national panel of Internet users. The results show that attitude, innovation and subjective norms are determinants of the future intention to use this technology. The conclusions and implications for management provide alternatives for companies to promote this new business by means of the new technical developments. This paper is a pioneer study of intention to use with mobile payment via QR. Classic variables from the Technology Acceptance Model (TAM), as well as variables from other recent studies, were used as models for this research (compatibility, security, personal innovation and individual mobility).

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Section: Quick Response (Qr) Code Payment Systemsmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

158

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“…SSL provides a private between the server and the client. A handshake between the cardholder's browser and the merchant server has a role in the encryption process of the information transmitted by the cardholder [7] [8]. Figure 3 shows transferring sensitive data over the internet via SSL connection in order to,only the server is authenticated using a digital certificate.…”

Section: Ssl : Secure Socket Layermentioning

confidence: 99%

Enforcing Set and SSL Protocols in E-Payment

Awadallah¹

2017

IJCSIT

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The main incentive for the use of electronic commerce (E-commerce) and spread on a large scale is that most of business activities need payment system. As E-commerce requires an efficient payment system which is stable and secure for supporting electronically commerce. This paper proposed to enforce SET, SSL protocols for encrypting e-payment information. It also presented several methods to take under consideration to avoid fraud and keep our site safe.

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“…The protocol and its related certificates are widely used in web browsers. The server authenticates itself to the client using the server certificate, but the authentication of the client to the server is optional [4] [17]. The information transmitted by the cardholder is encrypted with a sessional key generated through a handshake between the cardholder's browser and the merchant server.…”

Section: Secure Socket Layer (Ssl)mentioning

confidence: 99%

“…Most proposed protocols to combat this are theoretically secure but their implementation has been unfeasible. [3] The confidence of online transaction participants therefore needs to be improved if the developing world is to benefit from the global adoption of e-commerce [4].…”

Section: Introductionmentioning

confidence: 99%

Enhancing Security of Online Payments: A Conceptual Model for a Robust E-Payment Protocol for E-Commerce

Takyi

Gyaase

2012

Communications in Computer and Information Science

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Abstract. The rapid growth of the Internet and its adoption for commercial transactions is indisputable. However, the core security protocols of the Internet today are susceptible to security lapses, especially when it comes to online payment systems which are indispensable to the growth of e-commerce across the globe. This has led to the development of various online payment protocols to ensure the security of online transactions such as Secure Electronic Transaction and The Secure Socket Layer. In designing online payment protocols, there is often a trade-off between security and convenience. More and more participants of online transactions suffer in one way or another from fraudsters. Ghana is gaining notoriety in online fraud, and there is therefore a need to protect the interest of the participants in the areas of authentication, confidentiality, replay attacks as well as flexibility if e-commerce is to thrive in developing countries. This paper looks at some online payment protocols and develops a conceptual model of a protocol which requires live authentication from the cardholder. This ensures security, convenience, cardholder authentication, and verification of merchant; it is easy to implement without complications and to compare with other existing online payment protocols. Participants that are considered in this work are the Cardholder, Issuer, Merchant, and Acquirer.

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Securing on-line credit card payments without disclosing privacy information

Cited by 30 publications

References 4 publications

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Enforcing Set and SSL Protocols in E-Payment

Enhancing Security of Online Payments: A Conceptual Model for a Robust E-Payment Protocol for E-Commerce

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