In radar system simulation, the reliability of simulation results depends not only on radar and target models, but also on RF (radio frequency) environment models, including clutter, multipath and diffraction. In radar function simulation, all of these factors are treated as a single pattern-propagation factor and can only give limited information for radar models. In signal-level simulation, radar models require that simulated echoes should include information such as delay, phase shift, doppler frequency, polarization, etc. By discussing and analyzing the principles and algorithms of RF environment effects of ground, a ground RF environment model is proposed, which can provide a reliable RF environment for signal-level simulation of radar systems. A simulation example involving clutter model is carried out and analyzed.