Selected Mesoeconomic Indicators of Regional Development  in Poland Based on Intermunicipal Cooperation

Klus, Sylwia; Wanat, Leszek; Potkański, Tomasz; Czarnecki, R.; Kaputa, Vladislav; Kusiak, Władyslaw; Sikora, Jan; Smętkiewicz, Karolina

doi:10.35808/ersj/2800

Cited by 3 publications

(1 citation statement)

References 12 publications

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“…It is this post-pandemic dilemma that could prove to be a real challenge for the banking sector. In addition to banks, the following should be institutionally involved in the programming of strategies for the Polish banking sector: government agencies, local governments and business [Klus et al 2021]. In the conditions of economic uncertainty, which seem to be continuing, "Helicopter money" is no longer enough [Friedman 1969, Kusiak et al 2020, Prokopowicz et al 2021, Reis, Tenreyro 2022.…”

Section: Discussionmentioning

confidence: 99%

Dilemmas of Bank Activities Under Economic Uncertainty – Selected Examples From the Polish Market During the Pandemic Period

Klus,

Rogalińska,

Stefański

et al. 2023

Annals PAAAE

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The paper discusses the issue of identifying selected aspects of banking sector activity in Poland under conditions of economic uncertainty. In terms of time scope, the conditions of the pandemic were taken into account, including the years 2018-2020. In an attempt to identify the most important business dilemmas of banking, the case study of PKO BP bank has been selected for analysis. Based on its own research, it was noted that the year 2020, precisely because of the coronavirus pandemic, somehow forced sectoral changes in the financial enterprise management. The study verified the hypothesis that the bank’s overall financial performance is affected not only by management decisions, but also by external factors that are difficult to predict. Institutional decisions of the central bank and the government are also a consequence of macroeconomic uncertainty. It was noted that as a result of the National Bank of Poland’s monetary policy in 2020, the evaluated bank PKO BP reported, compared to 2019, a financial loss (almost -3.0 billion PLN), including: a decrease in general revenues (-9.05%), as well as a decrease in interest income due (-6.90%). Finally, based on the descriptive analysis and the discussion of the study results, the most important conclusions and recommendations were formulated.

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Section: Discussionmentioning

confidence: 99%

Dilemmas of Bank Activities Under Economic Uncertainty – Selected Examples From the Polish Market During the Pandemic Period

Klus,

Rogalińska,

Stefański

et al. 2023

Annals PAAAE

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E-Banking Security Dilemmas of Users Living in Rural Areas – The Case of Konin County in Wielkopolska

et al. 2022

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The aim of the study was to identify selected threats to e-banking security in the opinion of rural residents, on the case of Konin County. Available e-banking services were analysed against the background of cybercrime threats. The research was conducted in the year 2019. In the spatial scope, it concerned Wielkopolska and the territory of the Konin County, which consists of 14 municipalities, including 5 urban-rural municipalities and 9 rural municipalities. Using the method of diagnostic survey, on a sample of almost 400 people invited to the study, the results were collected. The majority of respondents were rural residents. The survey questionnaire consisted of 22 closed questions and information data. Suggested answers were programmed according to a five-point Likert scale. The study used Pearson’s chi-square statistical test of independence, comparative and descriptive analysis. Calculations were performed in MS Excel. As a result, a relatively high level of interest in e-banking among the residents of Konin county was indicated. More than 90% of respondents, primarily rural residents, use online banking. This is especially applicable to retail payments, as well as successive control of the household budget. E-banking’s usability is mostly determined by: time saving, a widespread availability of services and convenience. Despite the awareness of risks, the level of security of online banking inspires confidence among respondents. Therefore, social and legal responsibility of the banking sector for electronic transaction security is recommended. This is justified by the majority of respondent opinions that traditional banking will be eliminated in the future by e-commerce tools, including e-banking.

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Mesoeconomic Market Analysis Based on Selected Big Data Tools – The Case of Wood Market Trends in Poland Under Economic Uncertainty

et al. 2022

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The paper discusses selected trend changes in the Polish wood-based products market under conditions of economic uncertainty. From a mesoeconomic approach, using Big Data resources and online e-commerce tools, the wood market was analyzed from the perspective of demand and online user activity. In terms of time scope, the research covered the period 2019-2021, including the pandemic year. Secondary data based on Google Ads and Google Analytics were analyzed. The study used selected open-source analytical tools, including Google Keyword Planner and Data Studio. The controversial hypothesis, which assumes that potential demand for wood and wood-based products shows a sustainable trend even under economic uncertainty, was verified. The findings were visualized and discussed. As a result, although the rationale for confirming the assumed hypothesis was not obtained. However, the results of the research proved to be interesting, out of the box. It turned out that the popularity and multifaceted use of wood is not limited by typical barriers. The consequence of the market situation is a growing demand for wood, but at the same time a supply deficit. This is a challenge for the wood market benchmarking and formulating practical recommendations for economic policy in the wood-based sector in Poland.

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Selected Mesoeconomic Indicators of Regional Development in Poland Based on Intermunicipal Cooperation

Cited by 3 publications

References 12 publications

Dilemmas of Bank Activities Under Economic Uncertainty – Selected Examples From the Polish Market During the Pandemic Period

Dilemmas of Bank Activities Under Economic Uncertainty – Selected Examples From the Polish Market During the Pandemic Period

E-Banking Security Dilemmas of Users Living in Rural Areas – The Case of Konin County in Wielkopolska

Mesoeconomic Market Analysis Based on Selected Big Data Tools – The Case of Wood Market Trends in Poland Under Economic Uncertainty

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