“…[1][2][3][4] In these countries, poverty and illness are closely linked: poverty leads to ill health and ill health perpetuates poverty. 1,2,5 Noncommunicable and infectious diseases cause financial hardship both directly, via out-of-pocket spending on treatment, and indirectly, by limiting participation in income-generating activities. [6][7][8][9] In low-and middle-income countries where public funding for health services is inadequate and mechanisms for "risk-pooling", such as "demand-side" financing and formal health insurance, are limited or unavailable, out-of-pocket payments and illness-related loss of income can lead to asset depletion, debt and reductions in essential consumption that, together, can result in financial catastrophe.…”